Deep, deep dive
When can you get a credit card?
You can get a credit card if you are at least 21 years old with an annual income of at least RM24,000.
Still, you should only get it if you’re sure you can pay-off your credit card balance consistently.
Don’t get a credit card if you plan to buy expensive items and only meet the minimum payments, because this will lead you to uncontrollable debt.