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Can I request information to be removed from my credit report?
Only information that is incorrect or outdated can be removed from your credit report. If a piece of negative information is factually correct, it cannot be removed.
However, if there are legal uncertainties regarding a piece of information, you can request for its removal. For example, if you were a victim of identity theft and someone fraudulently applied for a loan under your name. You should lodge a police report and submit a copy of the report to the credit reporting agency. The credit agency will then assess whether to remove the information or not.