Credit scoring
Did you know that only 40% of Malaysians are creditworthy or should be allowed to get a loan? One reason for this is the…
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Credit Cards 101
A credit card is a handy piece of plastic that allows you to make purchases on credit (like a loan), which you can then…
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Personal loans
Credit comes in many forms, and it’s a powerful tool that can help people build their lives and survive through emergencies. However, it can…
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Effective Interest Rates (EIR)
All of us know what interest rates are. For savings, the interest rate is how much the bank pays you for putting your money…
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