Savings goals
We all dream of things we want. Our dream home, a new car, our children’s education and even a comfortable retirement. The question is, how…
Planning for your retirement
According to the Employees Provident Fund (EPF), only 18% of the working population with an EPF account will have enough savings when they retire….
Should you put your savings in EPF?
Yes, EPF is a very important part of your retirement planning. It’s a safe investment which guarantees an annual dividend of 2.5% (but has…
Planning a budget
Budgeting is important to make sure you’re in control of your finances. It isn’t about limiting your spending or getting rid of all the…
Effective Interest Rates (EIR)
All of us know what interest rates are. For savings, the interest rate is how much the bank pays you for putting your money…