What you need to know about ‘Buy Now, Pay Later’ plans
If you’ve been buying things through websites or mobile apps recently, you may have seen a Buy Now, Pay Later (BNPL) option at the…
Should You Refinance Your Home Loan
If you have a home loan, you may have had a bank calling you and offering you new loans with low interest rates to…
Credit scoring
Did you know that only 40% of Malaysians are creditworthy or should be allowed to get a loan? One reason for this is the…
Credit Cards 101
A credit card is a handy piece of plastic that allows you to make purchases on credit (like a loan), which you can then…
Personal loans
Credit comes in many forms, and it’s a powerful tool that can help people build their lives and survive through emergencies. However, it can…
Effective Interest Rates (EIR)
All of us know what interest rates are. For savings, the interest rate is how much the bank pays you for putting your money…
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