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    • About Us
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      Savings Calculator to calculate savings goals and basic savings projections

      Planning & Budgeting

      Investment Returns Calculator to calculate investment returns, investment comparisons and investment portfolio simulator

      Saving & Investing

      Guides to tackle financial debts in Malaysia for Free

      Tackling Debt

      Free Guides on Choosing and purchasing a vehicle in Malaysia

      Buying a Vehicle

      Free Guides on Purchasing a Home in Malaysia and avoiding crippling debt

      Buying a Home

      Free Guides On purchasing insurance in Malaysia safely

      Insurance

      Free guides to ensure a comfortable Retirement by planning your retirement

      Retirement

      All Guides Icon

      All Guides

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      Tackling Debt

      4 Ways to Recover Your Financial Health After the Pandemic 1 - Multiply - Tackling Debt
      08 February

      4 Ways to Recover Your Financial Health After the Pandemic

      • Posted by Multiply
      • Categories Planning & Budgeting, Tackling Debt

      The Covid-19 pandemic has disrupted the lives and financial plans of many Malaysians. But as we learn to live with this illness as part of our everyday lives, it could also be a good time to rebuild your financial health. …

      Read More
      Affected by the floods? Here’s your one-stop guide for relief and assistance 3 - Multiply - Tackling Debt
      21 January

      Affected by the floods? Here’s your one-stop guide for relief and assistance

      • Posted by Multiply
      • Categories Saving & Investing, Tackling Debt

      The recent widespread flooding seen in many states in Malaysia is one of the worst ever experienced by the country. Estimates of damage to households and private property and damage sustained by businesses and industries including the destruction of shops, …

      Read More
      What’s The Best Way to Pay for a Motorbike? 5 - Multiply - Tackling Debt
      13 October

      What’s The Best Way to Pay for a Motorbike?

      • Posted by Multiply
      • Categories Planning & Budgeting, Tackling Debt, Buying a Vehicle

      Buying a motorbike is the most affordable and fastest way to get around in Malaysia, especially if you live and work in one of our busy cities. With many of us now working as delivery riders, you might be thinking …

      Read More
      3 Things to think about when buying a car 7 - Multiply - Tackling Debt
      24 September

      3 Things to think about when buying a car

      • Posted by Multiply
      • Categories Blog, Planning & Budgeting, Tackling Debt, Buying a Vehicle

      Thinking about buying a car? The government has introduced tax exemption for cars until 31 Dec 2021. The price of cars might be cheaper, but first check out these 3 things to know before you decide to buy a car!

      Read More
      Video: How I avoided Bankruptcy 9 - Multiply - Tackling Debt
      08 September

      Video: How I avoided Bankruptcy

      • Posted by Multiply
      • Categories Blog, Tackling Debt

      17 years ago, I came to Kuala Lumpur from Bintulu for a better life. But, I made some mistakes financially and ended up in a lot of debt and was on my way to being declared a bankrupt. With some …

      Read More
      Video: Should you get a credit card? 11 - Multiply - Tackling Debt
      18 August

      Video: Should you get a credit card?

      • Posted by Multiply
      • Categories Tackling Debt

      Have you been thinking about getting a credit card but you’re not sure if you should? Having a credit card can be helpful to make payments in instalments with low or no interest over a certain period. But credit cards …

      Read More
      Should I Take A Personal Loan? 13 - Multiply - Tackling Debt
      11 August

      Should I Take A Personal Loan?

      • Posted by Multiply
      • Categories Tackling Debt

      WIth the ongoing Covid – 19 pandemic, some of us have lost a source income or have had to take a paycut. So, you may have been thinking about taking a personal loan to help you have some extra cash. …

      Read More
      How To Clear Your Debts Using The Debt Snowball Method 15 - Multiply - Tackling Debt
      14 July

      How To Clear Your Debts Using The Debt Snowball Method

      • Posted by Multiply
      • Categories Tackling Debt, Blog

      Since the MCOs were put in place in Malaysia last year, Azman, like most Malaysians, has been spending more time at home. So, on top of working from home at his current job, he decided to try to make extra …

      Read More
      What You Need To Know About the Latest Loan Moratorium 17 - Multiply - Tackling Debt
      12 July

      What You Need To Know About the Latest Loan Moratorium

      • Posted by Multiply
      • Categories Tackling Debt, Blog

      You’ve probably read the news and heard a lot about the loan moratorium. The moratorium was first introduced as an automatic option for all borrowers in April 2020. For those of us who didn’t have emergency savings, the loan moratorium …

      Read More
      What Government Aid Can You Get From the PEMULIH Package? 19 - Multiply - Tackling Debt
      30 June

      What Government Aid Can You Get From the PEMULIH Package?

      • Posted by Multiply
      • Categories Tackling Debt, Planning & Budgeting, Saving & Investing, Blog

      With the extension of the MCO from 28 June 2021,  the government has announced more assistance for Malaysians impacted by the lockdown, known as the National People’s Well-Being and Economic Recovery Package (PEMULIH).  Read on to find out what you …

      Read More
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      2 Initiatives Every Housewife and Married Woman Shouldn’t Ignore
      31Mar2023
      Preparing for Retirement: Do's and Don'ts 21 - Multiply - Tackling Debt
      Preparing for Retirement: Do’s and Don’ts
      24Mar2023
      Ready for Malaysia's Budget 2023? 23 - Multiply - Tackling Debt
      Ready for Malaysia’s Budget 2023?
      22Feb2023

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      It's income tax filing season! So, in this week's It's income tax filing season! So, in this week's series of Multiply Simplifies, let's talk about income tax. 😊#incometax #taxseason #taxfiling #malaysiataxfiling #lhdn #tax101 #financialliteracy #financialeducation #personalfinance #multiplymalaysia #malaysia
      Long-term financial security is important to help Long-term financial security is important to help you feel in control of your future. Here are two initiatives every housewife and woman shouldn’t ignore! To learn more about SKSSR & i-Sayang, click on the link in our bio. #socialprotection #retirement #retirementplanning #financialsecurity #women #womenfinance #multiplymalaysia #malaysia #financialliteracy #financialeducation
      Looking for an alternative saving option for your Looking for an alternative saving option for your retirement plan? Private Retirement Schemes (PRS) might just be the answer you're looking for! Learn more about PRS through this week's episode of Multiply Simplifies! 😊 #retirement #retirementsavings #retirementgoals #retire #savings #financialplanning #financialliteracy #financialeducation #personalfinance #multiplymalaysia #malaysia
      Adakah anda percaya bahawa bila anda bersara nanti Adakah anda percaya bahawa bila anda bersara nanti, anda akan bebas daripada tekanan dan kerisauan? Fakta sebenar adalah sebaliknya! Jangan biarkan mitos mengganggu persediaan anda untuk masa depan yang selesa. 👴👵🏝️Layarilah laman web kami untuk ketahui lebih lanjut dan kira jumlah simpanan yang perlu anda mulakan sekarang! #simpananpersaraan #simpanan #persaraan #bersara #perancangankewangan #matlamatpersaraan #pendidikankewangan #kewanganperibadi #multiplymalaysia

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      What's your spending style?

      Managing our spending can be tricky business. So tell us how you spend your money and we'll help you figure out how to make the most of it!

      1. How do you earn money?
      2. How were you managing your finances before COVID-19 hit?
      3. How has COVID-19 affected your spending overall?
      4. How did the movement controls (MCO/CMCO) affect your credit card spending?
      5. If you received Bantuan Prihatin Nasional (BPN) assistance, how did you use it?
      6. If you're taking money from your EPF account during the MCO/CMCO (under i-Lestari), how are you using it?
      7. The loan moratorium was helpful for me because:
      8. The holiday season is just around the corner. What do you have planned for year-end shopping?
      9. Have you planned your budget for 2021?
      10. How are you preparing financially for 2021?
      11. How do you think you'll manage your money in 2021?
      12. What do you think you need most to improve your finances in 2021?
      13. In 2021, my top financial goal is to:
      14. In 2021, my biggest financial worry is:
      15. In 2021, which areas of personal finance would you like to learn more about?
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      What’s your finance personality?

      Latest


      What’s your spending style?

      Language :

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      Whats Your Finance Personality?

      Find out if you’re a Money Boss, Finance Cadet or a Finance Newbie by taking this quiz!

      1. It's the end of the month, you are thinking...
      2. Say you want to go shopping for fun, do you...
      3. So you crashed your car and it's going to cost RM1,000 to fix, you
      4. Your credit card statement is in and your reaction is
      5. After months of saving (see "sikit -sikit, lama-lama jadi bukit" really is true), you've got cash sitting in the bank. You then
      6. You're buying a new car (yes, imagine away - Toyota, Proton, or BMW). You take
      7. You are thinking of investing. What do you do...
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