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    • About Us
    • Guides

      Savings Calculator to calculate savings goals and basic savings projections

      Planning & Budgeting

      Investment Returns Calculator to calculate investment returns, investment comparisons and investment portfolio simulator

      Saving & Investing

      Guides to tackle financial debts in Malaysia for Free

      Tackling Debt

      Free Guides on Choosing and purchasing a vehicle in Malaysia

      Buying a Vehicle

      Free Guides on Purchasing a Home in Malaysia and avoiding crippling debt

      Buying a Home

      Free Guides On purchasing insurance in Malaysia safely

      Insurance

      Free guides to ensure a comfortable Retirement by planning your retirement

      Retirement

      All Guides Icon

      All Guides

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      Saving & Investing

      Where can I get help if I'm struggling financially? 1 - Multiply - Saving & Investing
      13 February

      Where can I get help if I’m struggling financially?

      • Posted by Multiply
      • Categories Blog, Planning & Budgeting, Saving & Investing

      Many people in Malaysia are currently experiencing the effects of the rising cost of living. The cost of daily necessities like food, housing, transportation, education, and healthcare has increased and is putting a strain on many households. Some families, particularly …

      Read More
      A Beginner’s Guide to Crypto in Malaysia 3 - Multiply - Saving & Investing
      24 August

      A Beginner’s Guide to Crypto in Malaysia

      • Posted by Multiply
      • Categories Saving & Investing

      References: https://www.forbes.com/sites/nicolelapin/2021/12/23/explaining-cryptos-volatility/?sh=5bc4f01f7b54 https://www.investopedia.com/articles/investing/052014/why-bitcoins-value-so-volatile.asp#:~:text=Bitcoin’s%20price%20fluctuates%20because%20it,together%20to%20create%20price%20volatility. https://www.jika.io/blog/Fear%20and%20Greed%20Index%3A%20What%20is%20it%20and%20How%20to%20Use%20it https://www.theedgemarkets.com/article/sophisticated-scams-robbed-over-us77b-worth-cryptocurrencies-victims-globally-2021 https://discover.luno.com/can-i-buy-half-a-bitcoin/

      Read More
      How Do You Respond to Inflation? 5 - Multiply - Saving & Investing
      21 July

      How Do You Respond to Inflation?

      • Posted by Multiply
      • Categories Planning & Budgeting, Saving & Investing
      Read More
      Affected by the floods? Here’s your one-stop guide for relief and assistance 7 - Multiply - Saving & Investing
      21 January

      Affected by the floods? Here’s your one-stop guide for relief and assistance

      • Posted by Multiply
      • Categories Saving & Investing, Tackling Debt

      The recent widespread flooding seen in many states in Malaysia is one of the worst ever experienced by the country. Estimates of damage to households and private property and damage sustained by businesses and industries including the destruction of shops, …

      Read More
      Kickstart Your Savings With The 52 Week Challenge 9 - Multiply - Saving & Investing
      05 January

      Kickstart Your Savings With The 52 Week Challenge

      • Posted by Multiply
      • Categories Planning & Budgeting, Saving & Investing

      How To Save RM1,400 in One Year With 2022 kicking in, now would be a good time to start planning your finances for the year. Why not think about saving more by doing the 52-week savings challenge? It’s simple – …

      Read More
      If You're a Senior Citizen, Watch Out for These Financial Scams 11 - Multiply - Saving & Investing
      02 December

      If You’re a Senior Citizen, Watch Out for These Financial Scams

      • Posted by Multiply
      • Categories Planning & Budgeting, Saving & Investing

      Watch Out for These Financial Scams Targeting Seniors! With people making more online transactions during the Covid-19 pandemic and people generally always wanting to make more money, especially in this uncertain time, we’re even more likely to come across scams …

      Read More
      What Are Dividend Shares? 13 - Multiply - Saving & Investing
      24 November

      What Are Dividend Shares?

      • Posted by Multiply
      • Categories Saving & Investing

      A content collaboration between Multiply and Bursa Malaysia Are you interested to invest in the stock market but aren’t ready to take on too much risk? Well, dividend shares are one way for you to get returns from investing in …

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      3 Things to know about investing in Exchange Traded Funds (ETFs) 17 - Multiply - Saving & Investing
      07 October

      3 Things to know about investing in Exchange Traded Funds (ETFs)

      • Posted by Multiply
      • Categories Saving & Investing

      A content collaboration between Multiply and Bursa Malaysia Exchange traded funds (ETFs) are similar to unit trusts, as they are also a basket of securities (like shares) which you can buy or sell on Bursa Malaysia. But, unlike unit trusts, …

      Read More
      Video: What are dividend shares? 21 - Multiply - Saving & Investing
      01 September

      Video: What are dividend shares?

      • Posted by Multiply
      • Categories Saving & Investing

      Movements in the stock market can make dividend stocks seem like safer options for investors to invest in . But what are Dividend Shares? Watch this video to find out!

      Read More
      4 things to know before you invest in gold 23 - Multiply - Saving & Investing
      04 August

      4 things to know before you invest in gold

      • Posted by Multiply
      • Categories Saving & Investing

      Over the past year, the government has introduced a few initiatives that allow you to withdraw some of your EPF savings. The EPF withdrawals are aimed at helping Malaysians have extra cash during the Covid-19 pandemic. But, some Malaysians have …

      Read More
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      2 Initiatives Every Housewife and Married Woman Shouldn’t Ignore
      31Mar2023
      Preparing for Retirement: Do's and Don'ts 25 - Multiply - Saving & Investing
      Preparing for Retirement: Do’s and Don’ts
      24Mar2023
      Ready for Malaysia's Budget 2023? 27 - Multiply - Saving & Investing
      Ready for Malaysia’s Budget 2023?
      22Feb2023

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      It's income tax filing season! So, in this week's It's income tax filing season! So, in this week's series of Multiply Simplifies, let's talk about income tax. 😊#incometax #taxseason #taxfiling #malaysiataxfiling #lhdn #tax101 #financialliteracy #financialeducation #personalfinance #multiplymalaysia #malaysia
      Long-term financial security is important to help Long-term financial security is important to help you feel in control of your future. Here are two initiatives every housewife and woman shouldn’t ignore! To learn more about SKSSR & i-Sayang, click on the link in our bio. #socialprotection #retirement #retirementplanning #financialsecurity #women #womenfinance #multiplymalaysia #malaysia #financialliteracy #financialeducation
      Looking for an alternative saving option for your Looking for an alternative saving option for your retirement plan? Private Retirement Schemes (PRS) might just be the answer you're looking for! Learn more about PRS through this week's episode of Multiply Simplifies! 😊 #retirement #retirementsavings #retirementgoals #retire #savings #financialplanning #financialliteracy #financialeducation #personalfinance #multiplymalaysia #malaysia
      Adakah anda percaya bahawa bila anda bersara nanti Adakah anda percaya bahawa bila anda bersara nanti, anda akan bebas daripada tekanan dan kerisauan? Fakta sebenar adalah sebaliknya! Jangan biarkan mitos mengganggu persediaan anda untuk masa depan yang selesa. 👴👵🏝️Layarilah laman web kami untuk ketahui lebih lanjut dan kira jumlah simpanan yang perlu anda mulakan sekarang! #simpananpersaraan #simpanan #persaraan #bersara #perancangankewangan #matlamatpersaraan #pendidikankewangan #kewanganperibadi #multiplymalaysia

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      What's your spending style?

      Managing our spending can be tricky business. So tell us how you spend your money and we'll help you figure out how to make the most of it!

      1. How do you earn money?
      2. How were you managing your finances before COVID-19 hit?
      3. How has COVID-19 affected your spending overall?
      4. How did the movement controls (MCO/CMCO) affect your credit card spending?
      5. If you received Bantuan Prihatin Nasional (BPN) assistance, how did you use it?
      6. If you're taking money from your EPF account during the MCO/CMCO (under i-Lestari), how are you using it?
      7. The loan moratorium was helpful for me because:
      8. The holiday season is just around the corner. What do you have planned for year-end shopping?
      9. Have you planned your budget for 2021?
      10. How are you preparing financially for 2021?
      11. How do you think you'll manage your money in 2021?
      12. What do you think you need most to improve your finances in 2021?
      13. In 2021, my top financial goal is to:
      14. In 2021, my biggest financial worry is:
      15. In 2021, which areas of personal finance would you like to learn more about?
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      What’s your finance personality?

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      What’s your spending style?

      Language :

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      Whats Your Finance Personality?

      Find out if you’re a Money Boss, Finance Cadet or a Finance Newbie by taking this quiz!

      1. It's the end of the month, you are thinking...
      2. Say you want to go shopping for fun, do you...
      3. So you crashed your car and it's going to cost RM1,000 to fix, you
      4. Your credit card statement is in and your reaction is
      5. After months of saving (see "sikit -sikit, lama-lama jadi bukit" really is true), you've got cash sitting in the bank. You then
      6. You're buying a new car (yes, imagine away - Toyota, Proton, or BMW). You take
      7. You are thinking of investing. What do you do...
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