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      Saving & Investing

      Guides to tackle financial debts in Malaysia for Free

      Tackling Debt

      Free Guides on Choosing and purchasing a vehicle in Malaysia

      Buying a Vehicle

      Free Guides on Purchasing a Home in Malaysia and avoiding crippling debt

      Buying a Home

      Free Guides On purchasing insurance in Malaysia safely

      Insurance

      Free guides to ensure a comfortable Retirement by planning your retirement

      Retirement

      All Guides Icon

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      Retirement

      31 March

      2 Initiatives Every Housewife and Married Woman Shouldn’t Ignore

      • Posted by Auditor
      • Categories Retirement

      Did you know? The government has introduced two key initiatives aimed specifically at supporting women. This is in addition to the RM64 billion in cash subsidies, aid and incentives under the recently revised Budget 2023 to ease the cost of …

      Read More
      Preparing for Retirement: Do's and Don'ts 21 - Multiply - Retirement
      24 March

      Preparing for Retirement: Do’s and Don’ts

      • Posted by Multiply
      • Categories Retirement

      How well do Malaysians save for their retirement? Saving for retirement is a crucial financial objective, and ideally, one’s retirement savings should experience a consistent upward growth over time. However, the question remains, what is the amount of retirement savings …

      Read More
      Can You Afford to Retire? 45 - Multiply - Retirement
      18 October

      Can You Afford to Retire?

      • Posted by Multiply
      • Categories Retirement
      Read More
      I have one month to Withdraw from EPF, Should I? 47 - Multiply - Retirement
      05 April

      I have one month to Withdraw from EPF, Should I?

      • Posted by Multiply
      • Categories Retirement

      EPF recently announced that members will be allowed to apply for a Special Withdrawal of RM10,000 this April 2022 to help many of us cope with the pandemic. In the past two years, we’ve also been allowed to withdraw through …

      Read More
      EPF 6.1% Returns - What Does it Mean 53 - Multiply - Retirement
      11 March

      EPF 6.1% Returns – What Does it Mean

      • Posted by Multiply
      • Categories Retirement

      EPF is more than just a savings account for us, it is a safe investment avenue which guarantees an annual dividend of 2.5%, but has often paid much higher returns.   You’ve probably heard recently that EPF has declared returns …

      Read More
      3 Insurance Plans You Need To Get Now To Protect Your Older Self 59 - Multiply - Retirement
      19 November

      3 Insurance Plans You Need To Get Now To Protect Your Older Self

      • Posted by Multiply
      • Categories Insurance, Planning & Budgeting, Retirement

      Many of us know that having insurance is important. But, the timing of when you get the insurance is just as important. Your cost and ability to obtain insurance changes significantly as you grow older. Click to watch video on …

      Read More
      How Much Do I Need for Retirement - And How Do I Save Up For It? 63 - Multiply - Retirement
      30 July

      How Much Do I Need for Retirement – And How Do I Save Up For It?

      • Posted by Multiply
      • Categories Retirement

      Many of us dream of having a comfortable retirement. But you’ll need to plan for your retirement early to make sure that you have enough money to live on when you’re not working anymore.  If you work for an employer, …

      Read More
      4 Things To Know About Withdrawing Your EPF Savings To Invest in Unit Trust 65 - Multiply - Retirement
      23 June

      4 Things To Know About Withdrawing Your EPF Savings To Invest in Unit Trust

      • Posted by Multiply
      • Categories Saving & Investing, Retirement, Blog

      You might know that investing is useful to help grow your long term savings for your retirement. But what if you don’t have enough savings to invest? Well, through the EPF’s Member Investment Scheme (MIS), you can invest some of …

      Read More
      Choosing the Right EPF Voluntary Contribution Plan for You 67 - Multiply - Retirement
      19 May

      Choosing the Right EPF Voluntary Contribution Plan for You

      • Posted by Multiply
      • Categories Retirement, Blog

      EPF helps Malaysians to save for their retirement. If you work for a company, you’ll have 11% * of your monthly salary automatically saved in EPF, with your employer contributing another 13% (if you earn RM5,000 and below) or 12% …

      Read More
      What you need to know about EPF withdrawals 69 - Multiply - Retirement
      17 March

      What you need to know about EPF withdrawals

      • Posted by Multiply
      • Categories Retirement, Blog

      EPF withdrawals have been a hot topic recently, and we’ve just posted a blog to help you decide whether you should withdraw your EPF savings through the i-Sinar scheme. We’ve also posted a video on what you need to know about contributing …

      Read More
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      Latest Posts

      2 Initiatives Every Housewife and Married Woman Shouldn’t Ignore
      31Mar2023
      Preparing for Retirement: Do's and Don'ts 71 - Multiply - Retirement
      Preparing for Retirement: Do’s and Don’ts
      24Mar2023
      Ready for Malaysia's Budget 2023? 73 - Multiply - Retirement
      Ready for Malaysia’s Budget 2023?
      22Feb2023

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      It's income tax filing season! So, in this week's It's income tax filing season! So, in this week's series of Multiply Simplifies, let's talk about income tax. 😊#incometax #taxseason #taxfiling #malaysiataxfiling #lhdn #tax101 #financialliteracy #financialeducation #personalfinance #multiplymalaysia #malaysia
      Long-term financial security is important to help Long-term financial security is important to help you feel in control of your future. Here are two initiatives every housewife and woman shouldn’t ignore! To learn more about SKSSR & i-Sayang, click on the link in our bio. #socialprotection #retirement #retirementplanning #financialsecurity #women #womenfinance #multiplymalaysia #malaysia #financialliteracy #financialeducation
      Looking for an alternative saving option for your Looking for an alternative saving option for your retirement plan? Private Retirement Schemes (PRS) might just be the answer you're looking for! Learn more about PRS through this week's episode of Multiply Simplifies! 😊 #retirement #retirementsavings #retirementgoals #retire #savings #financialplanning #financialliteracy #financialeducation #personalfinance #multiplymalaysia #malaysia
      Adakah anda percaya bahawa bila anda bersara nanti Adakah anda percaya bahawa bila anda bersara nanti, anda akan bebas daripada tekanan dan kerisauan? Fakta sebenar adalah sebaliknya! Jangan biarkan mitos mengganggu persediaan anda untuk masa depan yang selesa. 👴👵🏝️Layarilah laman web kami untuk ketahui lebih lanjut dan kira jumlah simpanan yang perlu anda mulakan sekarang! #simpananpersaraan #simpanan #persaraan #bersara #perancangankewangan #matlamatpersaraan #pendidikankewangan #kewanganperibadi #multiplymalaysia

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      What's your spending style?

      Managing our spending can be tricky business. So tell us how you spend your money and we'll help you figure out how to make the most of it!

      1. How do you earn money?
      2. How were you managing your finances before COVID-19 hit?
      3. How has COVID-19 affected your spending overall?
      4. How did the movement controls (MCO/CMCO) affect your credit card spending?
      5. If you received Bantuan Prihatin Nasional (BPN) assistance, how did you use it?
      6. If you're taking money from your EPF account during the MCO/CMCO (under i-Lestari), how are you using it?
      7. The loan moratorium was helpful for me because:
      8. The holiday season is just around the corner. What do you have planned for year-end shopping?
      9. Have you planned your budget for 2021?
      10. How are you preparing financially for 2021?
      11. How do you think you'll manage your money in 2021?
      12. What do you think you need most to improve your finances in 2021?
      13. In 2021, my top financial goal is to:
      14. In 2021, my biggest financial worry is:
      15. In 2021, which areas of personal finance would you like to learn more about?
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      What’s your spending style?

      Language :

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      Whats Your Finance Personality?

      Find out if you’re a Money Boss, Finance Cadet or a Finance Newbie by taking this quiz!

      1. It's the end of the month, you are thinking...
      2. Say you want to go shopping for fun, do you...
      3. So you crashed your car and it's going to cost RM1,000 to fix, you
      4. Your credit card statement is in and your reaction is
      5. After months of saving (see "sikit -sikit, lama-lama jadi bukit" really is true), you've got cash sitting in the bank. You then
      6. You're buying a new car (yes, imagine away - Toyota, Proton, or BMW). You take
      7. You are thinking of investing. What do you do...
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