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      Savings Calculator to calculate savings goals and basic savings projections

      Planning & Budgeting

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      Saving & Investing

      Guides to tackle financial debts in Malaysia for Free

      Tackling Debt

      Free Guides on Choosing and purchasing a vehicle in Malaysia

      Buying a Vehicle

      Free Guides on Purchasing a Home in Malaysia and avoiding crippling debt

      Buying a Home

      Free Guides On purchasing insurance in Malaysia safely

      Insurance

      Free guides to ensure a comfortable Retirement by planning your retirement

      Retirement

      All Guides Icon

      All Guides

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      Retirement

      I have one month to Withdraw from EPF, Should I? 1 - Multiply - Retirement
      05 April

      I have one month to Withdraw from EPF, Should I?

      • Posted by Multiply
      • Categories Retirement

      EPF recently announced that members will be allowed to apply for a Special Withdrawal of RM10,000 this April 2022 to help many of us cope with the pandemic. In the past two years, we’ve also been allowed to withdraw through …

      Read More
      EPF 6.1% Returns - What Does it Mean 7 - Multiply - Retirement
      11 March

      EPF 6.1% Returns – What Does it Mean

      • Posted by Multiply
      • Categories Retirement

      EPF is more than just a savings account for us, it is a safe investment avenue which guarantees an annual dividend of 2.5%, but has often paid much higher returns.   You’ve probably heard recently that EPF has declared returns …

      Read More
      3 Insurance Plans You Need To Get Now To Protect Your Older Self 13 - Multiply - Retirement
      19 November

      3 Insurance Plans You Need To Get Now To Protect Your Older Self

      • Posted by Multiply
      • Categories Insurance, Planning & Budgeting, Retirement

      Many of us know that having insurance is important. But, the timing of when you get the insurance is just as important. Your cost and ability to obtain insurance changes significantly as you grow older. Click to watch video on …

      Read More
      How Much Do I Need for Retirement - And How Do I Save Up For It? 17 - Multiply - Retirement
      30 July

      How Much Do I Need for Retirement – And How Do I Save Up For It?

      • Posted by Multiply
      • Categories Retirement

      Many of us dream of having a comfortable retirement. But you’ll need to plan for your retirement early to make sure that you have enough money to live on when you’re not working anymore.  If you work for an employer, …

      Read More
      4 Things To Know About Withdrawing Your EPF Savings To Invest in Unit Trust 19 - Multiply - Retirement
      23 June

      4 Things To Know About Withdrawing Your EPF Savings To Invest in Unit Trust

      • Posted by Multiply
      • Categories Saving & Investing, Retirement, Blog

      You might know that investing is useful to help grow your long term savings for your retirement. But what if you don’t have enough savings to invest? Well, through the EPF’s Member Investment Scheme (MIS), you can invest some of …

      Read More
      Choosing the Right EPF Voluntary Contribution Plan for You 21 - Multiply - Retirement
      19 May

      Choosing the Right EPF Voluntary Contribution Plan for You

      • Posted by Multiply
      • Categories Retirement, Blog

      EPF helps Malaysians to save for their retirement. If you work for a company, you’ll have 11% * of your monthly salary automatically saved in EPF, with your employer contributing another 13% (if you earn RM5,000 and below) or 12% …

      Read More
      What you need to know about EPF withdrawals 23 - Multiply - Retirement
      17 March

      What you need to know about EPF withdrawals

      • Posted by Multiply
      • Categories Retirement, Blog

      EPF withdrawals have been a hot topic recently, and we’ve just posted a blog to help you decide whether you should withdraw your EPF savings through the i-Sinar scheme. We’ve also posted a video on what you need to know about contributing …

      Read More
      Should You Sign Up for EPF’s i-Sinar? 25 - Multiply - Retirement
      10 March

      Should You Sign Up for EPF’s i-Sinar?

      • Posted by Multiply
      • Categories Blog, Planning & Budgeting, Retirement

      The government just announced that all EPF members can withdraw their savings from Account 1 under the i-Sinar scheme. Previously, you had to meet certain requirements, like if you lost your job or got a pay cut, to get approval …

      Read More
      Changing Your EPF Contribution: How Does It Affect You? 27 - Multiply - Retirement
      04 December

      Changing Your EPF Contribution: How Does It Affect You?

      • Posted by Multiply
      • Categories Retirement

      The government announced in Budget 2021 that from January 2021 to December 2021, employees must contribute 9% of their monthly salary to EPF instead of the usual 11%, for employees below 60 years old. The option to lower EPF contributions …

      Read More

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      Latest Posts

      Should I Get A Motorcycle 29 - Multiply - Retirement
      Should I Get A Motorcycle
      02Jun2022
      5 Tips to Increase Your Salary 31 - Multiply - Retirement
      5 Tips to Increase Your Salary
      23May2022
      4 Ways to Avoid Overspending This Ramadan and Hari Raya 33 - Multiply - Retirement
      4 Ways to Avoid Overspending This Ramadan and Hari Raya
      15Apr2022

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      What's your spending style?

      Managing our spending can be tricky business. So tell us how you spend your money and we'll help you figure out how to make the most of it!

      1. How do you earn money?
      2. How were you managing your finances before COVID-19 hit?
      3. How has COVID-19 affected your spending overall?
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      5. If you received Bantuan Prihatin Nasional (BPN) assistance, how did you use it?
      6. If you're taking money from your EPF account during the MCO/CMCO (under i-Lestari), how are you using it?
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      Whats Your Finance Personality?

      Find out if you’re a Money Boss, Finance Cadet or a Finance Newbie by taking this quiz!

      1. It's the end of the month, you are thinking...
      2. Say you want to go shopping for fun, do you...
      3. So you crashed your car and it's going to cost RM1,000 to fix, you
      4. Your credit card statement is in and your reaction is
      5. After months of saving (see "sikit -sikit, lama-lama jadi bukit" really is true), you've got cash sitting in the bank. You then
      6. You're buying a new car (yes, imagine away - Toyota, Proton, or BMW). You take
      7. You are thinking of investing. What do you do...
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