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    • Home
    • About Us
    • Guides

      Savings Calculator to calculate savings goals and basic savings projections

      Planning & Budgeting

      Investment Returns Calculator to calculate investment returns, investment comparisons and investment portfolio simulator

      Saving & Investing

      Guides to tackle financial debts in Malaysia for Free

      Tackling Debt

      Free Guides on Choosing and purchasing a vehicle in Malaysia

      Buying a Vehicle

      Free Guides on Purchasing a Home in Malaysia and avoiding crippling debt

      Buying a Home

      Free Guides On purchasing insurance in Malaysia safely

      Insurance

      Free guides to ensure a comfortable Retirement by planning your retirement

      Retirement

      All Guides Icon

      All Guides

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      • Buying a Home
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      Planning & Budgeting

      5 Tips to Increase Your Salary 1 - Multiply - Planning & Budgeting
      23 May

      5 Tips to Increase Your Salary

      • Posted by Multiply
      • Categories Planning & Budgeting

      With the cost of living on the rise, you may be thinking about how to earn a better salary, especially if you are in a job or industry where your general pay is low. Here are some steps you can take …

      Read More
      4 Ways to Avoid Overspending This Ramadan and Hari Raya 5 - Multiply - Planning & Budgeting
      15 April

      4 Ways to Avoid Overspending This Ramadan and Hari Raya

      • Posted by Multiply
      • Categories Planning & Budgeting

      Ramadan is here again and as this year is also the first time Malaysians are allowed to take part in activities without most of the COVID-19 restrictions, it may cause us to spend more than we intend to. So, here …

      Read More
      4 Ways to Recover Your Financial Health After the Pandemic 9 - Multiply - Planning & Budgeting
      08 February

      4 Ways to Recover Your Financial Health After the Pandemic

      • Posted by Multiply
      • Categories Planning & Budgeting, Tackling Debt

      The Covid-19 pandemic has disrupted the lives and financial plans of many Malaysians. But as we learn to live with this illness as part of our everyday lives, it could also be a good time to rebuild your financial health. …

      Read More
      6 Tips for Chinese New Year Spending 11 - Multiply - Planning & Budgeting
      27 January

      6 Tips for Chinese New Year Spending

      • Posted by Multiply
      • Categories Planning & Budgeting

      With the upcoming Chinese New Year (CNY) celebration upon us, it can be an added stress for many who may not have the capacity to celebrate the way we intended to due to financial setbacks from COVID or the recent …

      Read More
      Kickstart Your Savings With The 52 Week Challenge 13 - Multiply - Planning & Budgeting
      05 January

      Kickstart Your Savings With The 52 Week Challenge

      • Posted by Multiply
      • Categories Planning & Budgeting, Saving & Investing

      How To Save RM1,400 in One Year With 2022 kicking in, now would be a good time to start planning your finances for the year. Why not think about saving more by doing the 52-week savings challenge? It’s simple – …

      Read More
      6 ways to budget for 2022 15 - Multiply - Planning & Budgeting
      17 December

      6 ways to budget for 2022

      • Posted by Multiply
      • Categories Planning & Budgeting

      With the year 2022 right around the corner, it could be a good time to plan your finances for the year ahead. Here are some tips to help you budget for the new year: Review your budget for the past …

      Read More
      If You're a Senior Citizen, Watch Out for These Financial Scams 17 - Multiply - Planning & Budgeting
      02 December

      If You’re a Senior Citizen, Watch Out for These Financial Scams

      • Posted by Multiply
      • Categories Planning & Budgeting, Saving & Investing

      Watch Out for These Financial Scams Targeting Seniors! With people making more online transactions during the Covid-19 pandemic and people generally always wanting to make more money, especially in this uncertain time, we’re even more likely to come across scams …

      Read More
      3 Insurance Plans You Need To Get Now To Protect Your Older Self 19 - Multiply - Planning & Budgeting
      19 November

      3 Insurance Plans You Need To Get Now To Protect Your Older Self

      • Posted by Multiply
      • Categories Insurance, Planning & Budgeting, Retirement

      Many of us know that having insurance is important. But, the timing of when you get the insurance is just as important. Your cost and ability to obtain insurance changes significantly as you grow older. Click to watch video on …

      Read More
      What Can You Get From Budget 2022? 23 - Multiply - Planning & Budgeting
      04 November

      What Can You Get From Budget 2022?

      • Posted by Multiply
      • Categories Planning & Budgeting

      The government announced its budget for the year 2022 on 29 Oct 2021, setting aside RM332.1 billion for spending next year. Part of this money will be used to give cash assistance and other benefits to Malaysians. Read on to …

      Read More
      What’s The Best Way to Pay for a Motorbike? 25 - Multiply - Planning & Budgeting
      13 October

      What’s The Best Way to Pay for a Motorbike?

      • Posted by Multiply
      • Categories Planning & Budgeting, Tackling Debt, Buying a Vehicle

      Buying a motorbike is the most affordable and fastest way to get around in Malaysia, especially if you live and work in one of our busy cities. With many of us now working as delivery riders, you might be thinking …

      Read More
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      Latest Posts

      Should I Get A Motorcycle 27 - Multiply - Planning & Budgeting
      Should I Get A Motorcycle
      02Jun2022
      5 Tips to Increase Your Salary 29 - Multiply - Planning & Budgeting
      5 Tips to Increase Your Salary
      23May2022
      4 Ways to Avoid Overspending This Ramadan and Hari Raya 31 - Multiply - Planning & Budgeting
      4 Ways to Avoid Overspending This Ramadan and Hari Raya
      15Apr2022

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      Want to own a credit card? Here's what you should Want to own a credit card? Here's what you should consider before becoming a credit card user. To learn more check out the link in our bio.
      Faster, easier, cheaper. But you will have to fact Faster, easier, cheaper. But you will have to factor in key aspects of your situation before deciding on a motorcycle.Find out what they are in our latest infographic! Click the link in our bio to check it out.
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      What's your spending style?

      Managing our spending can be tricky business. So tell us how you spend your money and we'll help you figure out how to make the most of it!

      1. How do you earn money?
      2. How were you managing your finances before COVID-19 hit?
      3. How has COVID-19 affected your spending overall?
      4. How did the movement controls (MCO/CMCO) affect your credit card spending?
      5. If you received Bantuan Prihatin Nasional (BPN) assistance, how did you use it?
      6. If you're taking money from your EPF account during the MCO/CMCO (under i-Lestari), how are you using it?
      7. The loan moratorium was helpful for me because:
      8. The holiday season is just around the corner. What do you have planned for year-end shopping?
      9. Have you planned your budget for 2021?
      10. How are you preparing financially for 2021?
      11. How do you think you'll manage your money in 2021?
      12. What do you think you need most to improve your finances in 2021?
      13. In 2021, my top financial goal is to:
      14. In 2021, my biggest financial worry is:
      15. In 2021, which areas of personal finance would you like to learn more about?
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      What’s your finance personality?

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      What’s your spending style?

      Language :

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      Whats Your Finance Personality?

      Find out if you’re a Money Boss, Finance Cadet or a Finance Newbie by taking this quiz!

      1. It's the end of the month, you are thinking...
      2. Say you want to go shopping for fun, do you...
      3. So you crashed your car and it's going to cost RM1,000 to fix, you
      4. Your credit card statement is in and your reaction is
      5. After months of saving (see "sikit -sikit, lama-lama jadi bukit" really is true), you've got cash sitting in the bank. You then
      6. You're buying a new car (yes, imagine away - Toyota, Proton, or BMW). You take
      7. You are thinking of investing. What do you do...
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