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    • About Us
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      Savings Calculator to calculate savings goals and basic savings projections

      Planning & Budgeting

      Investment Returns Calculator to calculate investment returns, investment comparisons and investment portfolio simulator

      Saving & Investing

      Guides to tackle financial debts in Malaysia for Free

      Tackling Debt

      Free Guides on Choosing and purchasing a vehicle in Malaysia

      Buying a Vehicle

      Free Guides on Purchasing a Home in Malaysia and avoiding crippling debt

      Buying a Home

      Free Guides On purchasing insurance in Malaysia safely

      Insurance

      Free guides to ensure a comfortable Retirement by planning your retirement

      Retirement

      All Guides Icon

      All Guides

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      Planning & Budgeting

      Ready for Malaysia's Budget 2023? 1 - Multiply - Planning & Budgeting
      22 February

      Ready for Malaysia’s Budget 2023?

      • Posted by Multiply
      • Categories Planning & Budgeting

      Excited about Malaysia’s upcoming Budget 2023? Let us help you make the most of it! The new budget is set to be retabled in Parliament on February 24, and it’s designed to address economic challenges in a balanced and sustainable …

      Read More
      Where can I get help if I'm struggling financially? 7 - Multiply - Planning & Budgeting
      13 February

      Where can I get help if I’m struggling financially?

      • Posted by Multiply
      • Categories Blog, Planning & Budgeting, Saving & Investing

      Many people in Malaysia are currently experiencing the effects of the rising cost of living. The cost of daily necessities like food, housing, transportation, education, and healthcare has increased and is putting a strain on many households. Some families, particularly …

      Read More
      Want to grow your savings? 9 - Multiply - Planning & Budgeting
      01 December

      Want to grow your savings?

      • Posted by Multiply
      • Categories Planning & Budgeting
      Read More
      How Do You Respond to Inflation? 11 - Multiply - Planning & Budgeting
      21 July

      How Do You Respond to Inflation?

      • Posted by Multiply
      • Categories Planning & Budgeting, Saving & Investing
      Read More
      5 Tips to Increase Your Salary 13 - Multiply - Planning & Budgeting
      23 May

      5 Tips to Increase Your Salary

      • Posted by Multiply
      • Categories Planning & Budgeting

      With the cost of living on the rise, you may be thinking about how to earn a better salary, especially if you are in a job or industry where your general pay is low. Here are some steps you can take …

      Read More
      4 Ways to Avoid Overspending This Ramadan and Hari Raya 17 - Multiply - Planning & Budgeting
      15 April

      4 Ways to Avoid Overspending This Ramadan and Hari Raya

      • Posted by Multiply
      • Categories Planning & Budgeting

      Ramadan is here again and as this year is also the first time Malaysians are allowed to take part in activities without most of the COVID-19 restrictions, it may cause us to spend more than we intend to. So, here …

      Read More
      4 Ways to Recover Your Financial Health After the Pandemic 21 - Multiply - Planning & Budgeting
      08 February

      4 Ways to Recover Your Financial Health After the Pandemic

      • Posted by Multiply
      • Categories Planning & Budgeting, Tackling Debt

      The Covid-19 pandemic has disrupted the lives and financial plans of many Malaysians. But as we learn to live with this illness as part of our everyday lives, it could also be a good time to rebuild your financial health. …

      Read More
      6 Tips for Chinese New Year Spending 23 - Multiply - Planning & Budgeting
      27 January

      6 Tips for Chinese New Year Spending

      • Posted by Multiply
      • Categories Planning & Budgeting

      With the upcoming Chinese New Year (CNY) celebration upon us, it can be an added stress for many who may not have the capacity to celebrate the way we intended to due to financial setbacks from COVID or the recent …

      Read More
      Kickstart Your Savings With The 52 Week Challenge 25 - Multiply - Planning & Budgeting
      05 January

      Kickstart Your Savings With The 52 Week Challenge

      • Posted by Multiply
      • Categories Planning & Budgeting, Saving & Investing

      How To Save RM1,400 in One Year With 2022 kicking in, now would be a good time to start planning your finances for the year. Why not think about saving more by doing the 52-week savings challenge? It’s simple – …

      Read More
      6 ways to budget for 2022 27 - Multiply - Planning & Budgeting
      17 December

      6 ways to budget for 2022

      • Posted by Multiply
      • Categories Planning & Budgeting

      With the year 2022 right around the corner, it could be a good time to plan your finances for the year ahead. Here are some tips to help you budget for the new year: Review your budget for the past …

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      2 Initiatives Every Housewife and Married Woman Shouldn’t Ignore
      31Mar2023
      Preparing for Retirement: Do's and Don'ts 29 - Multiply - Planning & Budgeting
      Preparing for Retirement: Do’s and Don’ts
      24Mar2023
      Ready for Malaysia's Budget 2023? 31 - Multiply - Planning & Budgeting
      Ready for Malaysia’s Budget 2023?
      22Feb2023

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      It's income tax filing season! So, in this week's It's income tax filing season! So, in this week's series of Multiply Simplifies, let's talk about income tax. 😊#incometax #taxseason #taxfiling #malaysiataxfiling #lhdn #tax101 #financialliteracy #financialeducation #personalfinance #multiplymalaysia #malaysia
      Long-term financial security is important to help Long-term financial security is important to help you feel in control of your future. Here are two initiatives every housewife and woman shouldn’t ignore! To learn more about SKSSR & i-Sayang, click on the link in our bio. #socialprotection #retirement #retirementplanning #financialsecurity #women #womenfinance #multiplymalaysia #malaysia #financialliteracy #financialeducation
      Looking for an alternative saving option for your Looking for an alternative saving option for your retirement plan? Private Retirement Schemes (PRS) might just be the answer you're looking for! Learn more about PRS through this week's episode of Multiply Simplifies! 😊 #retirement #retirementsavings #retirementgoals #retire #savings #financialplanning #financialliteracy #financialeducation #personalfinance #multiplymalaysia #malaysia
      Adakah anda percaya bahawa bila anda bersara nanti Adakah anda percaya bahawa bila anda bersara nanti, anda akan bebas daripada tekanan dan kerisauan? Fakta sebenar adalah sebaliknya! Jangan biarkan mitos mengganggu persediaan anda untuk masa depan yang selesa. 👴👵🏝️Layarilah laman web kami untuk ketahui lebih lanjut dan kira jumlah simpanan yang perlu anda mulakan sekarang! #simpananpersaraan #simpanan #persaraan #bersara #perancangankewangan #matlamatpersaraan #pendidikankewangan #kewanganperibadi #multiplymalaysia

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      What's your spending style?

      Managing our spending can be tricky business. So tell us how you spend your money and we'll help you figure out how to make the most of it!

      1. How do you earn money?
      2. How were you managing your finances before COVID-19 hit?
      3. How has COVID-19 affected your spending overall?
      4. How did the movement controls (MCO/CMCO) affect your credit card spending?
      5. If you received Bantuan Prihatin Nasional (BPN) assistance, how did you use it?
      6. If you're taking money from your EPF account during the MCO/CMCO (under i-Lestari), how are you using it?
      7. The loan moratorium was helpful for me because:
      8. The holiday season is just around the corner. What do you have planned for year-end shopping?
      9. Have you planned your budget for 2021?
      10. How are you preparing financially for 2021?
      11. How do you think you'll manage your money in 2021?
      12. What do you think you need most to improve your finances in 2021?
      13. In 2021, my top financial goal is to:
      14. In 2021, my biggest financial worry is:
      15. In 2021, which areas of personal finance would you like to learn more about?
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      What’s your finance personality?

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      What’s your spending style?

      Language :

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      Whats Your Finance Personality?

      Find out if you’re a Money Boss, Finance Cadet or a Finance Newbie by taking this quiz!

      1. It's the end of the month, you are thinking...
      2. Say you want to go shopping for fun, do you...
      3. So you crashed your car and it's going to cost RM1,000 to fix, you
      4. Your credit card statement is in and your reaction is
      5. After months of saving (see "sikit -sikit, lama-lama jadi bukit" really is true), you've got cash sitting in the bank. You then
      6. You're buying a new car (yes, imagine away - Toyota, Proton, or BMW). You take
      7. You are thinking of investing. What do you do...
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