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    • Home
    • About Us
    • Guides

      Savings Calculator to calculate savings goals and basic savings projections

      Planning & Budgeting

      Investment Returns Calculator to calculate investment returns, investment comparisons and investment portfolio simulator

      Saving & Investing

      Guides to tackle financial debts in Malaysia for Free

      Tackling Debt

      Free Guides on Choosing and purchasing a vehicle in Malaysia

      Buying a Vehicle

      Free Guides on Purchasing a Home in Malaysia and avoiding crippling debt

      Buying a Home

      Free Guides On purchasing insurance in Malaysia safely

      Insurance

      Free guides to ensure a comfortable Retirement by planning your retirement

      Retirement

      All Guides Icon

      All Guides

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      Blog

      Where can I get help if I'm struggling financially? 1 - Multiply - Blog
      13 February

      Where can I get help if I’m struggling financially?

      • Posted by Multiply
      • Categories Blog, Planning & Budgeting, Saving & Investing

      Many people in Malaysia are currently experiencing the effects of the rising cost of living. The cost of daily necessities like food, housing, transportation, education, and healthcare has increased and is putting a strain on many households. Some families, particularly …

      Read More
      3 Things to think about when buying a car 3 - Multiply - Blog
      24 September

      3 Things to think about when buying a car

      • Posted by Multiply
      • Categories Blog, Planning & Budgeting, Tackling Debt, Buying a Vehicle

      Thinking about buying a car? The government has introduced tax exemption for cars until 31 Dec 2021. The price of cars might be cheaper, but first check out these 3 things to know before you decide to buy a car!

      Read More
      Video: How I avoided Bankruptcy 5 - Multiply - Blog
      08 September

      Video: How I avoided Bankruptcy

      • Posted by Multiply
      • Categories Blog, Tackling Debt

      17 years ago, I came to Kuala Lumpur from Bintulu for a better life. But, I made some mistakes financially and ended up in a lot of debt and was on my way to being declared a bankrupt. With some …

      Read More
      Here’s Why You Need Your Own Medical and Covid-19 Insurance 7 - Multiply - Blog
      08 September

      Here’s Why You Need Your Own Medical and Covid-19 Insurance

      • Posted by Multiply
      • Categories Blog, Insurance

      I don’t know about you, but whenever anyone mentions insurance, my brain just shuts down. I’m young, I have a great job and my employer covers my medical insurance. Even after Covid-19 happened, I didn’t really think much about it. …

      Read More
      Get Stock Ideas from Professionals on Bursa Marketplace’s Mirror, Learn & Trade 9 - Multiply - Blog
      14 July

      Get Stock Ideas from Professionals on Bursa Marketplace’s Mirror, Learn & Trade

      • Posted by Multiply
      • Categories Saving & Investing, Blog

      A content collaboration between Multiply and Bursa Malaysia Are you interested in trading shares but don’t know where to start? Have you ever looked at stock market information and thought, ‘I wish there was someone to show me how to …

      Read More
      How To Clear Your Debts Using The Debt Snowball Method 11 - Multiply - Blog
      14 July

      How To Clear Your Debts Using The Debt Snowball Method

      • Posted by Multiply
      • Categories Tackling Debt, Blog

      Since the MCOs were put in place in Malaysia last year, Azman, like most Malaysians, has been spending more time at home. So, on top of working from home at his current job, he decided to try to make extra …

      Read More
      What You Need To Know About the Latest Loan Moratorium 13 - Multiply - Blog
      12 July

      What You Need To Know About the Latest Loan Moratorium

      • Posted by Multiply
      • Categories Tackling Debt, Blog

      You’ve probably read the news and heard a lot about the loan moratorium. The moratorium was first introduced as an automatic option for all borrowers in April 2020. For those of us who didn’t have emergency savings, the loan moratorium …

      Read More
      What You Need to Know About The i-Citra EPF Withdrawal Scheme 15 - Multiply - Blog
      02 July

      What You Need to Know About The i-Citra EPF Withdrawal Scheme

      • Posted by Multiply
      • Categories Planning & Budgeting, Blog

      With another extension of the MCO from 28 June, the government announced a new EPF withdrawal scheme called i-Citra to help Malaysians affected by the COVID-19 situation.  What can you get? Depending on your total EPF savings balance (Account 1 …

      Read More
      What Government Aid Can You Get From the PEMULIH Package? 17 - Multiply - Blog
      30 June

      What Government Aid Can You Get From the PEMULIH Package?

      • Posted by Multiply
      • Categories Tackling Debt, Planning & Budgeting, Saving & Investing, Blog

      With the extension of the MCO from 28 June 2021,  the government has announced more assistance for Malaysians impacted by the lockdown, known as the National People’s Well-Being and Economic Recovery Package (PEMULIH).  Read on to find out what you …

      Read More
      Here’s How Much I Could Make From Investing RM1,000 19 - Multiply - Blog
      30 June

      Here’s How Much I Could Make From Investing RM1,000

      • Posted by Multiply
      • Categories Saving & Investing, Blog

      I recently invested RM1,000 in a low-risk, unit trust fund. I only started working earlier this year, so I didn’t have much money to invest yet. Since I’ve just started to learn about investing, I’m also trying to be careful …

      Read More
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      2 Initiatives Every Housewife and Married Woman Shouldn’t Ignore
      31Mar2023
      Preparing for Retirement: Do's and Don'ts 21 - Multiply - Blog
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      24Mar2023
      Ready for Malaysia's Budget 2023? 23 - Multiply - Blog
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      22Feb2023

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      It's income tax filing season! So, in this week's It's income tax filing season! So, in this week's series of Multiply Simplifies, let's talk about income tax. 😊#incometax #taxseason #taxfiling #malaysiataxfiling #lhdn #tax101 #financialliteracy #financialeducation #personalfinance #multiplymalaysia #malaysia
      Long-term financial security is important to help Long-term financial security is important to help you feel in control of your future. Here are two initiatives every housewife and woman shouldn’t ignore! To learn more about SKSSR & i-Sayang, click on the link in our bio. #socialprotection #retirement #retirementplanning #financialsecurity #women #womenfinance #multiplymalaysia #malaysia #financialliteracy #financialeducation
      Looking for an alternative saving option for your Looking for an alternative saving option for your retirement plan? Private Retirement Schemes (PRS) might just be the answer you're looking for! Learn more about PRS through this week's episode of Multiply Simplifies! 😊 #retirement #retirementsavings #retirementgoals #retire #savings #financialplanning #financialliteracy #financialeducation #personalfinance #multiplymalaysia #malaysia
      Adakah anda percaya bahawa bila anda bersara nanti Adakah anda percaya bahawa bila anda bersara nanti, anda akan bebas daripada tekanan dan kerisauan? Fakta sebenar adalah sebaliknya! Jangan biarkan mitos mengganggu persediaan anda untuk masa depan yang selesa. 👴👵🏝️Layarilah laman web kami untuk ketahui lebih lanjut dan kira jumlah simpanan yang perlu anda mulakan sekarang! #simpananpersaraan #simpanan #persaraan #bersara #perancangankewangan #matlamatpersaraan #pendidikankewangan #kewanganperibadi #multiplymalaysia

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      What's your spending style?

      Managing our spending can be tricky business. So tell us how you spend your money and we'll help you figure out how to make the most of it!

      1. How do you earn money?
      2. How were you managing your finances before COVID-19 hit?
      3. How has COVID-19 affected your spending overall?
      4. How did the movement controls (MCO/CMCO) affect your credit card spending?
      5. If you received Bantuan Prihatin Nasional (BPN) assistance, how did you use it?
      6. If you're taking money from your EPF account during the MCO/CMCO (under i-Lestari), how are you using it?
      7. The loan moratorium was helpful for me because:
      8. The holiday season is just around the corner. What do you have planned for year-end shopping?
      9. Have you planned your budget for 2021?
      10. How are you preparing financially for 2021?
      11. How do you think you'll manage your money in 2021?
      12. What do you think you need most to improve your finances in 2021?
      13. In 2021, my top financial goal is to:
      14. In 2021, my biggest financial worry is:
      15. In 2021, which areas of personal finance would you like to learn more about?
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      What’s your finance personality?

      Latest


      What’s your spending style?

      Language :

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      Whats Your Finance Personality?

      Find out if you’re a Money Boss, Finance Cadet or a Finance Newbie by taking this quiz!

      1. It's the end of the month, you are thinking...
      2. Say you want to go shopping for fun, do you...
      3. So you crashed your car and it's going to cost RM1,000 to fix, you
      4. Your credit card statement is in and your reaction is
      5. After months of saving (see "sikit -sikit, lama-lama jadi bukit" really is true), you've got cash sitting in the bank. You then
      6. You're buying a new car (yes, imagine away - Toyota, Proton, or BMW). You take
      7. You are thinking of investing. What do you do...
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