• Home
  • About Us
  • Guides

    Savings Calculator to calculate savings goals and basic savings projections

    Planning & Budgeting

    Investment Returns Calculator to calculate investment returns, investment comparisons and investment portfolio simulator

    Saving & Investing

    Guides to tackle financial debts in Malaysia for Free

    Tackling Debt

    Free Guides on Choosing and purchasing a vehicle in Malaysia

    Buying a Vehicle

    Free Guides on Purchasing a Home in Malaysia and avoiding crippling debt

    Buying a Home

    Free Guides On purchasing insurance in Malaysia safely

    Insurance

    Free guides to ensure a comfortable Retirement by planning your retirement

    Retirement

    All Guides Icon

    All Guides

  • Guides
    • Planning & Budgeting
    • Saving & Investing
    • Buying a Home
    • Buying a Vehicle
    • Tackling Debt
    • Insurance
    • Retirement
  • Calculators
  • Blog
  • Take Quiz
    • English
    • Bahasa Malaysia
    Have any questions?
    hello@multiply.org.my
    RegisterLogin
    MultiplyMultiply
    • Home
    • About Us
    • Guides

      Savings Calculator to calculate savings goals and basic savings projections

      Planning & Budgeting

      Investment Returns Calculator to calculate investment returns, investment comparisons and investment portfolio simulator

      Saving & Investing

      Guides to tackle financial debts in Malaysia for Free

      Tackling Debt

      Free Guides on Choosing and purchasing a vehicle in Malaysia

      Buying a Vehicle

      Free Guides on Purchasing a Home in Malaysia and avoiding crippling debt

      Buying a Home

      Free Guides On purchasing insurance in Malaysia safely

      Insurance

      Free guides to ensure a comfortable Retirement by planning your retirement

      Retirement

      All Guides Icon

      All Guides

    • Guides
      • Planning & Budgeting
      • Saving & Investing
      • Buying a Home
      • Buying a Vehicle
      • Tackling Debt
      • Insurance
      • Retirement
    • Calculators
    • Blog
    • Take Quiz

      Tackling Debt

      What Government Aid Can You Get From the PEMULIH Package?

      • Posted by Multiply
      • Categories Tackling Debt, Planning & Budgeting, Saving & Investing, Blog
      • Date June 30, 2021
      What Government Aid Can You Get From the PEMULIH Package? 1 - Multiply - Tackling Debt, Planning & Budgeting, Saving & Investing, Blog

      With the extension of the MCO from 28 June 2021,  the government has announced more assistance for Malaysians impacted by the lockdown, known as the National People’s Well-Being and Economic Recovery Package (PEMULIH). 

      Read on to find out what you can get.

      Bantuan Prihatin Rakyat (BPR) programme

      The government announced Phase 3 of the BPR cash aid programme for 2021, to be paid in September. 

      The payment will come after payments for Phase 2, which will be made from now until July. Phase 1 was completed in February. For more information on BPR Phase 1 and 2, you can read this document

      Those who appealed to receive BPR under the previous phases and got approved will also get their payment in September.

      Who can receive Phase 3 of BPR payments? Households with incomes of RM2,500 and below Households with incomes of RM2,501 – RM4,000 Households with incomes of RM4,001 – RM5,000
      What can you get? If you received payments during Phase 1 of BPR:

      0-1 children: RM500

      2 children and above: RM1,100

      If you did not receive payments during Phase 1 of BPR:

      0-1 children: RM800

      2 children and above: RM1,400

      If you received payments during Phase 1 of BPR:

      0-1 children: RM200

      2 children and above: RM600

      If you did not receive payments during Phase 1 of BPR:

      0-1 children: RM500

      2 children and above: RM900

      If you received payments during Phase 1 of BPR:

      0-1 children: 

      RM200 for applicants who are 60 years old and above

      RM100 for applicants who are under 60 years old

      2 children and above: RM200

      If you did not receive payments during Phase 1 of BPR:

      0-1 children: 

      RM500 for applicants who are 60 years old and above

      RM400 for applicants who are under 60 years old

      2 children and above: RM500

      You can check out your application status on BPR’s portal here. If you need to make an appeal to receive BPR, you have until 30 June to do it here. Here’s how you can make an appeal.

      BPR recipients will get the money directly credited into your bank account. If you don’t have a bank account, you can receive the money at a Bank Simpanan Nasional (BSN) branch.

      For further enquiries, you can call BPR’s Inland Revenue (LHDN) hotline at 1-800-88-2747, BPR’s Ministry of Finance hotline at 03-8882 4565/03-8882 4566. You can also email them at bpr@treasury.gov.my.

      Bantuan Khas Covid-19 (BKC)

      The government has introduced a new programme called Bantuan Khas Covid-19 (BKC) to provide cash assistance to the hardcore poor, B40 and M40 groups. Full details of where and when to apply haven’t been announced, so do check our website for more updates! 

      Who can get government assistance from BKC? Hardcore poor B40 M40
      What can you get? Hardcore poor households

      • RM500 in August
      • RM500 in November 
      • RM300 in December

      Hardcore poor single individuals

      • RM200 in August
      • RM300 in November
      B40 households

      • RM500 in August 
      • RM300 in December 

      B40 single individuals

      • RM200 in August
      M40 households

      • RM250 in August 

      M40 single individuals

      • RM100 in August

      What other aid can you get?

      • Cash assistance of RM500 to workers who lost their incomes, based on EPF’s and SOCSO’s data this year
        • The money will be sent to your bank account.
      • A job seekers’ allowance of RM300 to non-SOCSO contributors
        • Especially for new graduates, school leavers and informal sector workers. 
        • To get the allowance, you’ll need to register in the MYFutureJobs platform first. 
        • You can contact 1 300 22 8000 to find out more.
      • 5% to 40% discount on electricity bills for domestic users for three month, up to a maximum electricity usage of 900kWh a month.
        • Discounts based on consumption price per month:
          • Below 200 kWh: 40% discount
          • 201 kWh to 300 kWh: 15% discount
          • 301 kWh to 600 kWh: 10% discount
          • 601 kWh to 900 kWh: 5% discount
      • Cash assistance of RM500 a month for three months to disabled people who are unemployed or have lost their jobs 
        • For more information, you can call the Department of Social Welfare (JKM) at 03 – 8000 8000.
      • The retail prices of RON95 petrol (RM2.05), diesel (RM2.15) and LPG (RM90.68 per cube) will remain the same. 
      • Extension of 1GB of free daily data from telcos
        • Previously, five local telcos (Celcom, Digi, Maxis, U Mobile and Telekom Malaysia) offered 1GB of free daily data from June 2020 until 31 December 2020 and extended it to 31 July 2021. 
        • The government announced another extension of the free data until 31 December 2021.
      • Six-month loan moratorium for individual borrowers and micro entrepreneurs. 
        • You can apply to your bank from 7 July 2021. 
        • You don’t need to submit any documents.
        • All applications will be approved automatically. 
      • Life insurance policy and family takaful certificate holders affected by the pandemic can apply to defer payments by opt-in until 31 December 2021. 
        • You’ll need to show your insurer that you are suffering from financial difficulties due to Covid-19.
        • For more information, speak to your insurer.
      • Allowance for volunteer frontliners to be increased to RM100 from RM50 per day, for those on duty for more than 12 hours per day starting June 2021.
        •  Includes frontliners at vaccination centres (PPV) and Covid-19 quarantine and treatment centres (PKRC). 
        • For more information, you can call the Ministry of Health at 03-8883 4527.
      • i-Citra EPF withdrawal scheme 
        • EPF members will be able to withdraw up to RM5,000 with a fixed payment of up to RM1,000 a month for five months, depending on  their savings balance.
        • You can apply at i-Citra’s online portal from 15 July 2021 onwards at http://icitra.kwsp.gov.my/. 
        • The first payment will be sent to your bank account in August 2021.
        • To find out more about i-Citra you can check out EPF’s website or call the i-Citra hotline at 03-8922 4848.

      To find out the full list of what you can get from the PEMULIH package, you can check out the Prime Minister’s speech here.

       

      Related links:

      Need to plan your savings goals? You can use our savings goal calculator. You can also use our budget calculator to help manage your budget.

      Struggling with debt? Check out a true story on how a man overcame his debt and avoided bankruptcy. You can read Parts 2 and 3 here.

      Share with:


      Admin bar avatar
      Multiply
      The Multiply Admin

      Previous post

      Here’s How Much I Could Make From Investing RM1,000
      June 30, 2021

      Next post

      What You Need to Know About The i-Citra EPF Withdrawal Scheme
      July 2, 2021

      You May like

      ENG Budget Visuals 1
      Ready for Malaysia’s Budget 2023?
      22 February, 2023
      where-can-i-get-help-if-i-am-struggling-financially
      Where can I get help if I’m struggling financially?
      13 February, 2023
      Carousel – Budgeting 1-01
      Want to grow your savings?
      1 December, 2022

      Search

      Latest Posts

      Ready for Malaysia's Budget 2023? 3 - Multiply - Planning & Budgeting
      Ready for Malaysia’s Budget 2023?
      22Feb2023
      Where can I get help if I'm struggling financially? 5 - Multiply - Blog, Planning & Budgeting, Saving & Investing
      Where can I get help if I’m struggling financially?
      13Feb2023
      Want to grow your savings? 7 - Multiply - Planning & Budgeting
      Want to grow your savings?
      01Dec2022

      GUIDE CATEGORIES

      • Planning & Budgeting
      • Saving & Investing
        • ETFs
        • Unit Trust
        • Stocks
        • Investing Basics
        • Fixed Deposits
        • Savings
      • Tackling Debt
      • Buying a Vehicle
      • Buying a Home
      • Insurance
      • Retirement

      STAGE OF LIFE

      • Student
      • Families
      • Working Adults
      • Retirees

      Latest Guides

      5 Things To Check Before Investing in A Company’s Shares

      5 Things To Check Before Investing in A Company’s Shares

      Free
      What you need to know about ‘Buy Now, Pay Later’ plans

      What you need to know about ‘Buy Now, Pay Later’ plans

      Free
      What Do You Need to Know About E-Wallets?

      What Do You Need to Know About E-Wallets?

      Free

      Don't miss out, join our mailing list

      newsletter-subscribe-multiply

      logo-multiply-learn-investing-for-free

      hello@multiply.org.my

      Information

      • Home
      • Blog
      • About
      • Contact

      Categories

      • Planning & Budgeting
      • Saving & Investing
      • Tackling Debt
      • Buying a Vehicle

      Categories

      • Buying a Home
      • Insurance
      • Retirement
      • All Guides

      Instagram Feed

      Ready to simplify your finances and achieve financ Ready to simplify your finances and achieve financial independence? 🔥💰 Swipe to learn more about the FIRE concept as part of our Multiply Simplifies series. Discover how you can retire early and live the life you want by following these simple steps.#FIRE #retirement #multiplysimplifies #financialfreedom #financialindependence #financemadesimple #financialliteracy #financialeducation #multiplymalaysia #malaysia
      EPF savings will always be enough for my retiremen EPF savings will always be enough for my retirement - do you think this is a fact or a myth? 🤔Check out our reel to find out the answer, and the recommended retirement savings amount you should have! 🏦#mythbusters #mythbusting #mythbustingmonday #retirement #retirementplanning #retirementsavings #retire #epf #kwsp #personalfinance #malaysia #financialliteracy
      Money talk made simple! 🤑 Introducing Multiply Money talk made simple! 🤑 Introducing Multiply Simplifies - your one-stop destination for all things finance! 💰💸 From budgeting to savings, we've got you covered. Today its about EPF, also known as KWSP (Kumpulan Wang Simpanan Pekerja).Follow us for weekly bite-sized explanations that make financial concepts & elements easy to understand. #multiplysimplifies #financemadesimple #moneytalk #financialliteracy #financialeducation #kewangan #financemalaysia #epf #kwsp #personalfinance #multiplymalaysia #malaysia
      Anda rasa simpanan persaraan penting atau tak untu Anda rasa simpanan persaraan penting atau tak untuk suri rumah? 🤔 Tonton reel ini, biar kami jelaskan, dan beritahu pendapat anda di ruangan komen di bawah!👇#mythbustingmonday #multiplymalaysia #celikkewangan #pendidikankewangan #surirumah #wanitaperlutahu #duit #kewangan #wanita #isayang #kwsp

      Multiply by Creador Foundation.

      • Privacy
      • Terms
      • Sitemap

      Facebook Google

      Login with your site account

      eight + nineteen =

      Lost your password?

      Not a member yet? Register now

      Register a new account

      5 × three =

      Are you a member? Login now

      Language :

      • English
      • Bahasa Malaysia

      What's your spending style?

      Managing our spending can be tricky business. So tell us how you spend your money and we'll help you figure out how to make the most of it!

      1. How do you earn money?
      2. How were you managing your finances before COVID-19 hit?
      3. How has COVID-19 affected your spending overall?
      4. How did the movement controls (MCO/CMCO) affect your credit card spending?
      5. If you received Bantuan Prihatin Nasional (BPN) assistance, how did you use it?
      6. If you're taking money from your EPF account during the MCO/CMCO (under i-Lestari), how are you using it?
      7. The loan moratorium was helpful for me because:
      8. The holiday season is just around the corner. What do you have planned for year-end shopping?
      9. Have you planned your budget for 2021?
      10. How are you preparing financially for 2021?
      11. How do you think you'll manage your money in 2021?
      12. What do you think you need most to improve your finances in 2021?
      13. In 2021, my top financial goal is to:
      14. In 2021, my biggest financial worry is:
      15. In 2021, which areas of personal finance would you like to learn more about?
      clock.png

      Time is Up!

      Language :

      • English
      • Bahasa Malaysia

      Take our quizzes!



      What’s your finance personality?

      Latest


      What’s your spending style?

      Language :

      • English
      • Bahasa Malaysia

      Whats Your Finance Personality?

      Find out if you’re a Money Boss, Finance Cadet or a Finance Newbie by taking this quiz!

      1. It's the end of the month, you are thinking...
      2. Say you want to go shopping for fun, do you...
      3. So you crashed your car and it's going to cost RM1,000 to fix, you
      4. Your credit card statement is in and your reaction is
      5. After months of saving (see "sikit -sikit, lama-lama jadi bukit" really is true), you've got cash sitting in the bank. You then
      6. You're buying a new car (yes, imagine away - Toyota, Proton, or BMW). You take
      7. You are thinking of investing. What do you do...
      clock.png

      Time is Up!