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      Tackling Debt

      What Government Aid Can You Get From the PEMULIH Package?

      • Posted by Multiply
      • Categories Tackling Debt, Planning & Budgeting, Saving & Investing, Blog
      • Date June 30, 2021
      What Government Aid Can You Get From the PEMULIH Package? 1 - Multiply - Tackling Debt, Planning & Budgeting, Saving & Investing, Blog

      With the extension of the MCO from 28 June 2021,  the government has announced more assistance for Malaysians impacted by the lockdown, known as the National People’s Well-Being and Economic Recovery Package (PEMULIH). 

      Read on to find out what you can get.

      Bantuan Prihatin Rakyat (BPR) programme

      The government announced Phase 3 of the BPR cash aid programme for 2021, to be paid in September. 

      The payment will come after payments for Phase 2, which will be made from now until July. Phase 1 was completed in February. For more information on BPR Phase 1 and 2, you can read this document

      Those who appealed to receive BPR under the previous phases and got approved will also get their payment in September.

      Who can receive Phase 3 of BPR payments? Households with incomes of RM2,500 and below Households with incomes of RM2,501 – RM4,000 Households with incomes of RM4,001 – RM5,000
      What can you get? If you received payments during Phase 1 of BPR:

      0-1 children: RM500

      2 children and above: RM1,100

      If you did not receive payments during Phase 1 of BPR:

      0-1 children: RM800

      2 children and above: RM1,400

      If you received payments during Phase 1 of BPR:

      0-1 children: RM200

      2 children and above: RM600

      If you did not receive payments during Phase 1 of BPR:

      0-1 children: RM500

      2 children and above: RM900

      If you received payments during Phase 1 of BPR:

      0-1 children: 

      RM200 for applicants who are 60 years old and above

      RM100 for applicants who are under 60 years old

      2 children and above: RM200

      If you did not receive payments during Phase 1 of BPR:

      0-1 children: 

      RM500 for applicants who are 60 years old and above

      RM400 for applicants who are under 60 years old

      2 children and above: RM500

      You can check out your application status on BPR’s portal here. If you need to make an appeal to receive BPR, you have until 30 June to do it here. Here’s how you can make an appeal.

      BPR recipients will get the money directly credited into your bank account. If you don’t have a bank account, you can receive the money at a Bank Simpanan Nasional (BSN) branch.

      For further enquiries, you can call BPR’s Inland Revenue (LHDN) hotline at 1-800-88-2747, BPR’s Ministry of Finance hotline at 03-8882 4565/03-8882 4566. You can also email them at [email protected]

      Bantuan Khas Covid-19 (BKC)

      The government has introduced a new programme called Bantuan Khas Covid-19 (BKC) to provide cash assistance to the hardcore poor, B40 and M40 groups. Full details of where and when to apply haven’t been announced, so do check our website for more updates! 

      Who can get government assistance from BKC? Hardcore poor B40 M40
      What can you get? Hardcore poor households

      • RM500 in August
      • RM500 in November 
      • RM300 in December

      Hardcore poor single individuals

      • RM200 in August
      • RM300 in November
      B40 households

      • RM500 in August 
      • RM300 in December 

      B40 single individuals

      • RM200 in August
      M40 households

      • RM250 in August 

      M40 single individuals

      • RM100 in August

      What other aid can you get?

      • Cash assistance of RM500 to workers who lost their incomes, based on EPF’s and SOCSO’s data this year
        • The money will be sent to your bank account.
      • A job seekers’ allowance of RM300 to non-SOCSO contributors
        • Especially for new graduates, school leavers and informal sector workers. 
        • To get the allowance, you’ll need to register in the MYFutureJobs platform first. 
        • You can contact 1 300 22 8000 to find out more.
      • 5% to 40% discount on electricity bills for domestic users for three month, up to a maximum electricity usage of 900kWh a month.
        • Discounts based on consumption price per month:
          • Below 200 kWh: 40% discount
          • 201 kWh to 300 kWh: 15% discount
          • 301 kWh to 600 kWh: 10% discount
          • 601 kWh to 900 kWh: 5% discount
      • Cash assistance of RM500 a month for three months to disabled people who are unemployed or have lost their jobs 
        • For more information, you can call the Department of Social Welfare (JKM) at 03 – 8000 8000.
      • The retail prices of RON95 petrol (RM2.05), diesel (RM2.15) and LPG (RM90.68 per cube) will remain the same. 
      • Extension of 1GB of free daily data from telcos
        • Previously, five local telcos (Celcom, Digi, Maxis, U Mobile and Telekom Malaysia) offered 1GB of free daily data from June 2020 until 31 December 2020 and extended it to 31 July 2021. 
        • The government announced another extension of the free data until 31 December 2021.
      • Six-month loan moratorium for individual borrowers and micro entrepreneurs. 
        • You can apply to your bank from 7 July 2021. 
        • You don’t need to submit any documents.
        • All applications will be approved automatically. 
      • Life insurance policy and family takaful certificate holders affected by the pandemic can apply to defer payments by opt-in until 31 December 2021. 
        • You’ll need to show your insurer that you are suffering from financial difficulties due to Covid-19.
        • For more information, speak to your insurer.
      • Allowance for volunteer frontliners to be increased to RM100 from RM50 per day, for those on duty for more than 12 hours per day starting June 2021.
        •  Includes frontliners at vaccination centres (PPV) and Covid-19 quarantine and treatment centres (PKRC). 
        • For more information, you can call the Ministry of Health at 03-8883 4527.
      • i-Citra EPF withdrawal scheme 
        • EPF members will be able to withdraw up to RM5,000 with a fixed payment of up to RM1,000 a month for five months, depending on  their savings balance.
        • You can apply at i-Citra’s online portal from 15 July 2021 onwards at http://icitra.kwsp.gov.my/. 
        • The first payment will be sent to your bank account in August 2021.
        • To find out more about i-Citra you can check out EPF’s website or call the i-Citra hotline at 03-8922 4848.

      To find out the full list of what you can get from the PEMULIH package, you can check out the Prime Minister’s speech here.

       

      Related links:

      Need to plan your savings goals? You can use our savings goal calculator. You can also use our budget calculator to help manage your budget.

      Struggling with debt? Check out a true story on how a man overcame his debt and avoided bankruptcy. You can read Parts 2 and 3 here.

      Share with:


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