Did you know? The government has introduced two key initiatives aimed specifically at supporting women. This is in addition to the RM64 billion in cash subsidies, aid and incentives under the recently revised Budget 2023 to ease the cost of living burden for Malaysians.

Looking to secure your financial future and protect your family from unexpected events?

PERKESO’s Housewives’ Social Security Scheme (SKSSR)

EPF’s i-Sayang facility

You can receive medical coverage for domestic accidents and permanent disability benefits for accidents arising from domestic settings.

And that’s not all – by paying just RM120 upfront for a 12-month period, you can also receive additional benefits such as:

Morbid allowance
Physical rehabilitation or dialysis facilities
Survivors’ pension for your dependents in case you pass away before the age of 55.

Plus, eligible dependents of a deceased insured housewife under the age of 55 can receive a one-time funeral benefit of RM2,000. 2 Initiatives Every Housewife and Married Woman Shouldn’t Ignore 5 - Multiply - Retirement, Insurance

Register and make payment for the scheme here using this guide or fill out the Borang SR1 form and visit a Pertubuhan Keselamatan Sosial (PERKESO) office branch in person.

Husbands can now transfer 2% of their monthly EPF contributions to their wives’ accounts through KWSP’s i-Sayang facility.

2 Initiatives Every Housewife and Married Woman Shouldn’t Ignore 7 - Multiply - Retirement, Insurance

How is the 2% i-Sayang contribution calculated from the employee’s share?

2 Initiatives Every Housewife and Married Woman Shouldn’t Ignore 9 - Multiply - Retirement, Insurance

💡 Your retirement savings will increase by RM480 in one year.

This initiative aligns with the government’s aim to broaden the scope of social protection to include families and encourage more Malaysians without access to official social protection schemes to save for retirement.

For more information on the i-Sayang facility, visit the website or contact EPF at 03-8922 6000.

The scheme is available to:

Women below the age of 55