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    • Home
    • About Us
    • Guides

      Savings Calculator to calculate savings goals and basic savings projections

      Planning & Budgeting

      Investment Returns Calculator to calculate investment returns, investment comparisons and investment portfolio simulator

      Saving & Investing

      Guides to tackle financial debts in Malaysia for Free

      Tackling Debt

      Free Guides on Choosing and purchasing a vehicle in Malaysia

      Buying a Vehicle

      Free Guides on Purchasing a Home in Malaysia and avoiding crippling debt

      Buying a Home

      Free Guides On purchasing insurance in Malaysia safely

      Insurance

      Free guides to ensure a comfortable Retirement by planning your retirement

      Retirement

      All Guides Icon

      All Guides

    • Guides
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      Multiply

      Want to grow your savings? 1 - Multiply - Planning & Budgeting
      01 December

      Want to grow your savings?

      • Posted by Multiply
      • Categories Planning & Budgeting
      Read More
      Can You Afford to Retire? 3 - Multiply - Retirement
      18 October

      Can You Afford to Retire?

      • Posted by Multiply
      • Categories Retirement
      Read More
      A Beginner’s Guide to Crypto in Malaysia 5 - Multiply - Saving & Investing
      24 August

      A Beginner’s Guide to Crypto in Malaysia

      • Posted by Multiply
      • Categories Saving & Investing

      References: https://www.forbes.com/sites/nicolelapin/2021/12/23/explaining-cryptos-volatility/?sh=5bc4f01f7b54 https://www.investopedia.com/articles/investing/052014/why-bitcoins-value-so-volatile.asp#:~:text=Bitcoin’s%20price%20fluctuates%20because%20it,together%20to%20create%20price%20volatility. https://www.jika.io/blog/Fear%20and%20Greed%20Index%3A%20What%20is%20it%20and%20How%20to%20Use%20it https://www.theedgemarkets.com/article/sophisticated-scams-robbed-over-us77b-worth-cryptocurrencies-victims-globally-2021 https://discover.luno.com/can-i-buy-half-a-bitcoin/

      Read More
      How Do You Respond to Inflation? 7 - Multiply - Planning & Budgeting, Saving & Investing
      21 July

      How Do You Respond to Inflation?

      • Posted by Multiply
      • Categories Planning & Budgeting, Saving & Investing
      Read More
      Should I Get A Motorcycle 9 - Multiply - Buying a Vehicle
      02 June

      Should I Get A Motorcycle

      • Posted by Multiply
      • Categories Buying a Vehicle

      Use our Vehicle Loan Calculator to figure out your upfront and monthly costs. You can also use our Vehicle Comparison Calculator to figure out how much you can save between two different motorcycle options.https://www.multiply.org.my/en/calculators-all/

      Read More
      5 Tips to Increase Your Salary 13 - Multiply - Planning & Budgeting
      23 May

      5 Tips to Increase Your Salary

      • Posted by Multiply
      • Categories Planning & Budgeting

      With the cost of living on the rise, you may be thinking about how to earn a better salary, especially if you are in a job or industry where your general pay is low. Here are some steps you can take …

      Read More
      4 Ways to Avoid Overspending This Ramadan and Hari Raya 17 - Multiply - Planning & Budgeting
      15 April

      4 Ways to Avoid Overspending This Ramadan and Hari Raya

      • Posted by Multiply
      • Categories Planning & Budgeting

      Ramadan is here again and as this year is also the first time Malaysians are allowed to take part in activities without most of the COVID-19 restrictions, it may cause us to spend more than we intend to. So, here …

      Read More
      I have one month to Withdraw from EPF, Should I? 21 - Multiply - Retirement
      05 April

      I have one month to Withdraw from EPF, Should I?

      • Posted by Multiply
      • Categories Retirement

      EPF recently announced that members will be allowed to apply for a Special Withdrawal of RM10,000 this April 2022 to help many of us cope with the pandemic. In the past two years, we’ve also been allowed to withdraw through …

      Read More
      EPF 6.1% Returns - What Does it Mean 27 - Multiply - Retirement
      11 March

      EPF 6.1% Returns – What Does it Mean

      • Posted by Multiply
      • Categories Retirement

      EPF is more than just a savings account for us, it is a safe investment avenue which guarantees an annual dividend of 2.5%, but has often paid much higher returns.   You’ve probably heard recently that EPF has declared returns …

      Read More
      4 Ways to Recover Your Financial Health After the Pandemic 33 - Multiply - Planning & Budgeting, Tackling Debt
      08 February

      4 Ways to Recover Your Financial Health After the Pandemic

      • Posted by Multiply
      • Categories Planning & Budgeting, Tackling Debt

      The Covid-19 pandemic has disrupted the lives and financial plans of many Malaysians. But as we learn to live with this illness as part of our everyday lives, it could also be a good time to rebuild your financial health. …

      Read More
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      Want to grow your savings? 35 - Multiply - Planning & Budgeting
      Want to grow your savings?
      01Dec2022
      Can You Afford to Retire? 37 - Multiply - Retirement
      Can You Afford to Retire?
      18Oct2022
      A Beginner’s Guide to Crypto in Malaysia 39 - Multiply - Saving & Investing
      A Beginner’s Guide to Crypto in Malaysia
      24Aug2022

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      We are looking for people who are eager to make im We are looking for people who are eager to make impact in the nonprofit space. Join our team of dynamic individuals as we have new and exciting projects for Multiply.If you are passionate about uplifting and empowering communities, click the link on bio to find out more about the role.#hiring #multiply #creadorfoundation #malaysia #socialimpact
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      What's your spending style?

      Managing our spending can be tricky business. So tell us how you spend your money and we'll help you figure out how to make the most of it!

      1. How do you earn money?
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      Whats Your Finance Personality?

      Find out if you’re a Money Boss, Finance Cadet or a Finance Newbie by taking this quiz!

      1. It's the end of the month, you are thinking...
      2. Say you want to go shopping for fun, do you...
      3. So you crashed your car and it's going to cost RM1,000 to fix, you
      4. Your credit card statement is in and your reaction is
      5. After months of saving (see "sikit -sikit, lama-lama jadi bukit" really is true), you've got cash sitting in the bank. You then
      6. You're buying a new car (yes, imagine away - Toyota, Proton, or BMW). You take
      7. You are thinking of investing. What do you do...
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