• Home
  • About Us
  • Guides

    Savings Calculator to calculate savings goals and basic savings projections

    Planning & Budgeting

    Investment Returns Calculator to calculate investment returns, investment comparisons and investment portfolio simulator

    Saving & Investing

    Guides to tackle financial debts in Malaysia for Free

    Tackling Debt

    Free Guides on Choosing and purchasing a vehicle in Malaysia

    Buying a Vehicle

    Free Guides on Purchasing a Home in Malaysia and avoiding crippling debt

    Buying a Home

    Free Guides On purchasing insurance in Malaysia safely

    Insurance

    Free guides to ensure a comfortable Retirement by planning your retirement

    Retirement

    All Guides Icon

    All Guides

  • Guides
    • Planning & Budgeting
    • Saving & Investing
    • Buying a Home
    • Buying a Vehicle
    • Tackling Debt
    • Insurance
    • Retirement
  • Calculators
  • Blog
  • Take Quiz
    • English
    • Bahasa Malaysia
    Have any questions?
    hello@multiply.org.my
    RegisterLogin
    MultiplyMultiply
    • Home
    • About Us
    • Guides

      Savings Calculator to calculate savings goals and basic savings projections

      Planning & Budgeting

      Investment Returns Calculator to calculate investment returns, investment comparisons and investment portfolio simulator

      Saving & Investing

      Guides to tackle financial debts in Malaysia for Free

      Tackling Debt

      Free Guides on Choosing and purchasing a vehicle in Malaysia

      Buying a Vehicle

      Free Guides on Purchasing a Home in Malaysia and avoiding crippling debt

      Buying a Home

      Free Guides On purchasing insurance in Malaysia safely

      Insurance

      Free guides to ensure a comfortable Retirement by planning your retirement

      Retirement

      All Guides Icon

      All Guides

    • Guides
      • Planning & Budgeting
      • Saving & Investing
      • Buying a Home
      • Buying a Vehicle
      • Tackling Debt
      • Insurance
      • Retirement
    • Calculators
    • Blog
    • Take Quiz

      Multiply

      Samsung Galaxy Tabs and Bursa Marketplace 500GB hard drives up for grabs! 1 - Multiply - Blog, Saving & Investing
      28 April

      Samsung Galaxy Tabs and Bursa Marketplace 500GB hard drives up for grabs!

      • Posted by Multiply
      • Categories Blog, Saving & Investing

      Join the My Market Contest brought to you by Multiply and Bursa Malaysia! A content collaboration between Multiply and Bursa Malaysia A lot of people are interested in investing in the stock market, but most don’t know how or where …

      Read More
      Should You Rent or Buy A House? 3 - Multiply - Buying a Home, Blog
      23 April

      Should You Rent or Buy A House?

      • Posted by Multiply
      • Categories Buying a Home, Blog

      Everyone needs a roof over their heads. Although staying with family may be the most affordable solution, at some point, you may have to get a place of your own. When you’re thinking about getting a place, there’s one big …

      Read More
      These Six Numbers Could Change Your Life. Do You Know What They Are? 5 - Multiply - Planning & Budgeting, Saving & Investing, Tackling Debt, Buying a Home, Blog
      21 April

      These Six Numbers Could Change Your Life. Do You Know What They Are?

      • Posted by Multiply
      • Categories Planning & Budgeting, Saving & Investing, Tackling Debt, Buying a Home, Blog

      Do you know what your financial health is? Knowing your financial health will help you: Plan your personal finances See which part of your personal finances you need to improve Understand if you can afford to make important financial decisions, …

      Read More
      What Government Insurance Schemes Can You Get? 7 - Multiply - Insurance, Blog
      14 April

      What Government Insurance Schemes Can You Get?

      • Posted by Multiply
      • Categories Insurance, Blog

      The COVID-19 crisis has made us more aware that insurance is important. If you get a major illness, treatment in a private hospital can be expensive. Although public healthcare is cheaper, there are also certain types of treatments or surgeries …

      Read More
      Here’s How You Can Get Cash from the Government If You’ve Been Declared Bankrupt 9 - Multiply - Tackling Debt, Blog
      07 April

      Here’s How You Can Get Cash from the Government If You’ve Been Declared Bankrupt

      • Posted by Multiply
      • Categories Tackling Debt, Blog

      In the new government aid package PEMERKASA announced in March 2021, the government announced a surprise for people declared bankrupt – If you are bankrupt, you can open a bank account online to get government cash aid.  If you’re in …

      Read More
      What Government Aid Can You Get If You’ve Been Declared Bankrupt? 11 - Multiply - Tackling Debt, Blog
      07 April

      What Government Aid Can You Get If You’ve Been Declared Bankrupt?

      • Posted by Multiply
      • Categories Tackling Debt, Blog

      In the new government aid package PEMERKASA announced in March 2021, the government announced a surprise for people declared bankrupt – If you are bankrupt, you can open a bank account online to get government cash aid.  If you’re in …

      Read More
      What Government Aid Can You Get From The Pemerkasa Package? 13 - Multiply - Planning & Budgeting, Blog
      22 March

      What Government Aid Can You Get From The Pemerkasa Package?

      • Posted by Multiply
      • Categories Planning & Budgeting, Blog

      It’s been one year since Malaysia has been fighting COVID-19. But because of the economic slowdown which happened starting from MCO 1.0, many Malaysians are still facing financial difficulties.  So, on 17 March 2021, the Prime Minister announced a new …

      Read More
      What you need to know about EPF withdrawals 15 - Multiply - Retirement, Blog
      17 March

      What you need to know about EPF withdrawals

      • Posted by Multiply
      • Categories Retirement, Blog

      EPF withdrawals have been a hot topic recently, and we’ve just posted a blog to help you decide whether you should withdraw your EPF savings through the i-Sinar scheme. We’ve also posted a video on what you need to know about contributing …

      Read More
      Should You Sign Up for EPF’s i-Sinar? 17 - Multiply - Blog, Planning & Budgeting, Retirement
      10 March

      Should You Sign Up for EPF’s i-Sinar?

      • Posted by Multiply
      • Categories Blog, Planning & Budgeting, Retirement

      The government just announced that all EPF members can withdraw their savings from Account 1 under the i-Sinar scheme. Previously, you had to meet certain requirements, like if you lost your job or got a pay cut, to get approval …

      Read More
      Can You Afford a Car Loan to Buy the Perodua Ativa? 19 - Multiply - Buying a Vehicle, Blog
      08 March

      Can You Afford a Car Loan to Buy the Perodua Ativa?

      • Posted by Multiply
      • Categories Buying a Vehicle, Blog

      Perodua just announced that the price of its new SUV, the Ativa, would range between RM61,500 and RM71,200, depending on where in Malaysia you buy it from and which variant you buy. Many Malaysians have been excited about the launch …

      Read More
      • 1
      • 2
      • >

      Search

      Latest Posts

      Want to grow your savings? 25 - Multiply - Planning & Budgeting
      Want to grow your savings?
      01Dec2022
      Can You Afford to Retire? 27 - Multiply - Retirement
      Can You Afford to Retire?
      18Oct2022
      A Beginner’s Guide to Crypto in Malaysia 29 - Multiply - Saving & Investing
      A Beginner’s Guide to Crypto in Malaysia
      24Aug2022

      GUIDE CATEGORIES

      • Planning & Budgeting
      • Saving & Investing
        • ETFs
        • Unit Trust
        • Stocks
        • Investing Basics
        • Fixed Deposits
        • Savings
      • Tackling Debt
      • Buying a Vehicle
      • Buying a Home
      • Insurance
      • Retirement

      STAGE OF LIFE

      • Student
      • Families
      • Working Adults
      • Retirees

      Latest Guides

      5 Things To Check Before Investing in A Company’s Shares

      5 Things To Check Before Investing in A Company’s Shares

      Free
      What you need to know about ‘Buy Now, Pay Later’ plans

      What you need to know about ‘Buy Now, Pay Later’ plans

      Free
      What Do You Need to Know About E-Wallets?

      What Do You Need to Know About E-Wallets?

      Free

      Don't miss out, join our mailing list

      newsletter-subscribe-multiply

      logo-multiply-learn-investing-for-free

      hello@multiply.org.my

      Information

      • Home
      • Blog
      • About
      • Contact

      Categories

      • Planning & Budgeting
      • Saving & Investing
      • Tackling Debt
      • Buying a Vehicle

      Categories

      • Buying a Home
      • Insurance
      • Retirement
      • All Guides

      Instagram Feed

      We are looking for people who are eager to make im We are looking for people who are eager to make impact in the nonprofit space. Join our team of dynamic individuals as we have new and exciting projects for Multiply.If you are passionate about uplifting and empowering communities, click the link on bio to find out more about the role.#hiring #multiply #creadorfoundation #malaysia #socialimpact
      We’re looking for people who are eager to create We’re looking for people who are eager to create movements in the social impact space. Join our team of dynamic individuals as we have new and exciting projects for Multiply and more.So if you are passionate about uplifting and empowering communities, click the link on the bio to find out more about the role.#hiring #multiply #creadorfoundation #malaysia #socialimpact
      Want to own a credit card? Here's what you should Want to own a credit card? Here's what you should consider before becoming a credit card user. To learn more check out the link in our bio.
      Faster, easier, cheaper. But you will have to fact Faster, easier, cheaper. But you will have to factor in key aspects of your situation before deciding on a motorcycle.Find out what they are in our latest infographic! Click the link in our bio to check it out.

      Multiply by Creador Foundation.

      • Privacy
      • Terms
      • Sitemap

      Facebook Google

      Login with your site account

      one + one =

      Lost your password?

      Not a member yet? Register now

      Register a new account

      two × two =

      Are you a member? Login now

      Language :

      • English
      • Bahasa Malaysia

      What's your spending style?

      Managing our spending can be tricky business. So tell us how you spend your money and we'll help you figure out how to make the most of it!

      1. How do you earn money?
      2. How were you managing your finances before COVID-19 hit?
      3. How has COVID-19 affected your spending overall?
      4. How did the movement controls (MCO/CMCO) affect your credit card spending?
      5. If you received Bantuan Prihatin Nasional (BPN) assistance, how did you use it?
      6. If you're taking money from your EPF account during the MCO/CMCO (under i-Lestari), how are you using it?
      7. The loan moratorium was helpful for me because:
      8. The holiday season is just around the corner. What do you have planned for year-end shopping?
      9. Have you planned your budget for 2021?
      10. How are you preparing financially for 2021?
      11. How do you think you'll manage your money in 2021?
      12. What do you think you need most to improve your finances in 2021?
      13. In 2021, my top financial goal is to:
      14. In 2021, my biggest financial worry is:
      15. In 2021, which areas of personal finance would you like to learn more about?
      clock.png

      Time is Up!

      Language :

      • English
      • Bahasa Malaysia

      Take our quizzes!



      What’s your finance personality?

      Latest


      What’s your spending style?

      Language :

      • English
      • Bahasa Malaysia

      Whats Your Finance Personality?

      Find out if you’re a Money Boss, Finance Cadet or a Finance Newbie by taking this quiz!

      1. It's the end of the month, you are thinking...
      2. Say you want to go shopping for fun, do you...
      3. So you crashed your car and it's going to cost RM1,000 to fix, you
      4. Your credit card statement is in and your reaction is
      5. After months of saving (see "sikit -sikit, lama-lama jadi bukit" really is true), you've got cash sitting in the bank. You then
      6. You're buying a new car (yes, imagine away - Toyota, Proton, or BMW). You take
      7. You are thinking of investing. What do you do...
      clock.png

      Time is Up!