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    • Home
    • About Us
    • Guides

      Savings Calculator to calculate savings goals and basic savings projections

      Planning & Budgeting

      Investment Returns Calculator to calculate investment returns, investment comparisons and investment portfolio simulator

      Saving & Investing

      Guides to tackle financial debts in Malaysia for Free

      Tackling Debt

      Free Guides on Choosing and purchasing a vehicle in Malaysia

      Buying a Vehicle

      Free Guides on Purchasing a Home in Malaysia and avoiding crippling debt

      Buying a Home

      Free Guides On purchasing insurance in Malaysia safely

      Insurance

      Free guides to ensure a comfortable Retirement by planning your retirement

      Retirement

      All Guides Icon

      All Guides

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      Blog

      Ready for Malaysia's Budget 2023? 1 - Multiply - Planning & Budgeting
      22 February

      Ready for Malaysia’s Budget 2023?

      • Posted by Multiply
      • Categories Planning & Budgeting

      Excited about Malaysia’s upcoming Budget 2023? Let us help you make the most of it! The new budget is set to be retabled in Parliament on February 24, and it’s designed to address economic challenges in a balanced and sustainable …

      Read More
      Where can I get help if I'm struggling financially? 7 - Multiply - Blog, Planning & Budgeting, Saving & Investing
      13 February

      Where can I get help if I’m struggling financially?

      • Posted by Multiply
      • Categories Blog, Planning & Budgeting, Saving & Investing

      Many people in Malaysia are currently experiencing the effects of the rising cost of living. The cost of daily necessities like food, housing, transportation, education, and healthcare has increased and is putting a strain on many households. Some families, particularly …

      Read More
      Want to grow your savings? 9 - Multiply - Planning & Budgeting
      01 December

      Want to grow your savings?

      • Posted by Multiply
      • Categories Planning & Budgeting
      Read More
      Can You Afford to Retire? 11 - Multiply - Retirement
      18 October

      Can You Afford to Retire?

      • Posted by Multiply
      • Categories Retirement
      Read More
      A Beginner’s Guide to Crypto in Malaysia 13 - Multiply - Saving & Investing
      24 August

      A Beginner’s Guide to Crypto in Malaysia

      • Posted by Multiply
      • Categories Saving & Investing

      References: https://www.forbes.com/sites/nicolelapin/2021/12/23/explaining-cryptos-volatility/?sh=5bc4f01f7b54 https://www.investopedia.com/articles/investing/052014/why-bitcoins-value-so-volatile.asp#:~:text=Bitcoin’s%20price%20fluctuates%20because%20it,together%20to%20create%20price%20volatility. https://www.jika.io/blog/Fear%20and%20Greed%20Index%3A%20What%20is%20it%20and%20How%20to%20Use%20it https://www.theedgemarkets.com/article/sophisticated-scams-robbed-over-us77b-worth-cryptocurrencies-victims-globally-2021 https://discover.luno.com/can-i-buy-half-a-bitcoin/

      Read More
      How Do You Respond to Inflation? 15 - Multiply - Planning & Budgeting, Saving & Investing
      21 July

      How Do You Respond to Inflation?

      • Posted by Multiply
      • Categories Planning & Budgeting, Saving & Investing
      Read More
      Should I Get A Motorcycle 17 - Multiply - Buying a Vehicle
      02 June

      Should I Get A Motorcycle

      • Posted by Multiply
      • Categories Buying a Vehicle

      Use our Vehicle Loan Calculator to figure out your upfront and monthly costs. You can also use our Vehicle Comparison Calculator to figure out how much you can save between two different motorcycle options.https://www.multiply.org.my/en/calculators-all/

      Read More
      5 Tips to Increase Your Salary 21 - Multiply - Planning & Budgeting
      23 May

      5 Tips to Increase Your Salary

      • Posted by Multiply
      • Categories Planning & Budgeting

      With the cost of living on the rise, you may be thinking about how to earn a better salary, especially if you are in a job or industry where your general pay is low. Here are some steps you can take …

      Read More
      4 Ways to Avoid Overspending This Ramadan and Hari Raya 25 - Multiply - Planning & Budgeting
      15 April

      4 Ways to Avoid Overspending This Ramadan and Hari Raya

      • Posted by Multiply
      • Categories Planning & Budgeting

      Ramadan is here again and as this year is also the first time Malaysians are allowed to take part in activities without most of the COVID-19 restrictions, it may cause us to spend more than we intend to. So, here …

      Read More
      I have one month to Withdraw from EPF, Should I? 29 - Multiply - Retirement
      05 April

      I have one month to Withdraw from EPF, Should I?

      • Posted by Multiply
      • Categories Retirement

      EPF recently announced that members will be allowed to apply for a Special Withdrawal of RM10,000 this April 2022 to help many of us cope with the pandemic. In the past two years, we’ve also been allowed to withdraw through …

      Read More
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      Latest Posts

      Ready for Malaysia's Budget 2023? 35 - Multiply - Planning & Budgeting
      Ready for Malaysia’s Budget 2023?
      22Feb2023
      Where can I get help if I'm struggling financially? 37 - Multiply - Blog, Planning & Budgeting, Saving & Investing
      Where can I get help if I’m struggling financially?
      13Feb2023
      Want to grow your savings? 39 - Multiply - Planning & Budgeting
      Want to grow your savings?
      01Dec2022

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      Ready to simplify your finances and achieve financ Ready to simplify your finances and achieve financial independence? 🔥💰 Swipe to learn more about the FIRE concept as part of our Multiply Simplifies series. Discover how you can retire early and live the life you want by following these simple steps.#FIRE #retirement #multiplysimplifies #financialfreedom #financialindependence #financemadesimple #financialliteracy #financialeducation #multiplymalaysia #malaysia
      EPF savings will always be enough for my retiremen EPF savings will always be enough for my retirement - do you think this is a fact or a myth? 🤔Check out our reel to find out the answer, and the recommended retirement savings amount you should have! 🏦#mythbusters #mythbusting #mythbustingmonday #retirement #retirementplanning #retirementsavings #retire #epf #kwsp #personalfinance #malaysia #financialliteracy
      Money talk made simple! 🤑 Introducing Multiply Money talk made simple! 🤑 Introducing Multiply Simplifies - your one-stop destination for all things finance! 💰💸 From budgeting to savings, we've got you covered. Today its about EPF, also known as KWSP (Kumpulan Wang Simpanan Pekerja).Follow us for weekly bite-sized explanations that make financial concepts & elements easy to understand. #multiplysimplifies #financemadesimple #moneytalk #financialliteracy #financialeducation #kewangan #financemalaysia #epf #kwsp #personalfinance #multiplymalaysia #malaysia
      Anda rasa simpanan persaraan penting atau tak untu Anda rasa simpanan persaraan penting atau tak untuk suri rumah? 🤔 Tonton reel ini, biar kami jelaskan, dan beritahu pendapat anda di ruangan komen di bawah!👇#mythbustingmonday #multiplymalaysia #celikkewangan #pendidikankewangan #surirumah #wanitaperlutahu #duit #kewangan #wanita #isayang #kwsp

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      What's your spending style?

      Managing our spending can be tricky business. So tell us how you spend your money and we'll help you figure out how to make the most of it!

      1. How do you earn money?
      2. How were you managing your finances before COVID-19 hit?
      3. How has COVID-19 affected your spending overall?
      4. How did the movement controls (MCO/CMCO) affect your credit card spending?
      5. If you received Bantuan Prihatin Nasional (BPN) assistance, how did you use it?
      6. If you're taking money from your EPF account during the MCO/CMCO (under i-Lestari), how are you using it?
      7. The loan moratorium was helpful for me because:
      8. The holiday season is just around the corner. What do you have planned for year-end shopping?
      9. Have you planned your budget for 2021?
      10. How are you preparing financially for 2021?
      11. How do you think you'll manage your money in 2021?
      12. What do you think you need most to improve your finances in 2021?
      13. In 2021, my top financial goal is to:
      14. In 2021, my biggest financial worry is:
      15. In 2021, which areas of personal finance would you like to learn more about?
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      What’s your finance personality?

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      What’s your spending style?

      Language :

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      Whats Your Finance Personality?

      Find out if you’re a Money Boss, Finance Cadet or a Finance Newbie by taking this quiz!

      1. It's the end of the month, you are thinking...
      2. Say you want to go shopping for fun, do you...
      3. So you crashed your car and it's going to cost RM1,000 to fix, you
      4. Your credit card statement is in and your reaction is
      5. After months of saving (see "sikit -sikit, lama-lama jadi bukit" really is true), you've got cash sitting in the bank. You then
      6. You're buying a new car (yes, imagine away - Toyota, Proton, or BMW). You take
      7. You are thinking of investing. What do you do...
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